See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

81 McCarthy Ave, Chicopee, MA, 01020

4beds
2baths
1,272sqft
$360,000
$283price/sqft
$2,799/moest. monthly cost
$111,960/yrincome needed

About This Home

Fully Updated & Move-In Ready!This beautifully renovated single-family home features four spacious bedrooms and two full bathrooms, offering plenty of room for comfortable living. The home showcases a brand-new kitchen with stylish cabinets, countertops, and fixtures, flowing seamlessly into an open living and dining room combination—perfect for gatherings and everyday enjoyment. Every detail has been refreshed, including all new windows, new flooring throughout, and a fresh, professional paint job. Blending modern upgrades with inviting charm, this turnkey property is ready for its next owner to move right in and enjoy.

Getting Around

70
WalkingVery Walkable
33
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

6/10
Bowie Elementary SchoolGrades K-50.6 mi
4/10
Fairview Middle SchoolGrades 6-84.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter,Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Microwave

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Laminate,Particle Board,Wood Laminate,Parquet
  • Finished area above ground: 1,272

Heating & Cooling

  • Heating features: Electric Baseboard,None
  • Cooling features: None

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: M:0673 P:00017,2511832
  • Zoning: 7

Lot

  • Lot size: 0.36 Acres
  • Features: Other

Parking

  • Total spaces: 6
  • Parking features: Off Street
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$172$2,064
Property Taxes $453$5,436
Electricity $354$4,259
Total$2,799$33,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,965/yr
40% on housing$83,970/yr
45% on housing$74,640/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 01020$159
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01020$234
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$360,000
2026-04-27Contingent$360,000
2026-01-11Price change$360,000
2025-10-17Listed for sale$375,000
2025-05-29Sold$181,300
2025-03-18Sold$150,714

For Sale by Agent

AgentMaher Khatib
BrokerageM B C REALTORS®

Similar Homes