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475 Somers Rd, East Longmeadow, MA, 01028

6beds
3baths
2,493sqft
$499,950
$201price/sqft
$3,995/moest. monthly cost
$159,800/yrincome needed

About This Home

Opportunity of a lifetime, or Investors take note. This 6 bedroom sitting on nearly 3 acres, is ready and waiting for you and the next chapter. Major construction is complete, home needs finishing touches. 2 story addition added in the back creating an open concept 1st floor, and a massive primary bedroom on the second floor. Two bedrooms on the main floor, laundry on the first floor. The vision was there for the kitchen, it even has a pot filler. (love that) Brand new oil tank (2026) and a wood stove for "cozy" heat. Two additional buildings on the property, perhaps a garage and a barn. Just imagine an ADU on this property. All here in desirable East Longmeadow. Seller has never lived at the property.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 1840

Materials

  • Foundation: Other
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Range,Refrigerator,Washer,Dryer
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bedroom
  • Door features: French Doors
  • Finished area above ground: 2,493

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,493
  • Total interior livable area: 2,493 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3660433
  • Zoning: RA

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 2.96 Acres
  • Features: Level

Parking

  • Total spaces: 11
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$208$2,496
Property Taxes $768$9,216
Electricity $491$5,899
Total$3,995$47,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,971/yr
40% on housing$119,850/yr
45% on housing$106,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 01028$224
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01028$254
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$499,950
2026-07-16Listed for sale$550,000
2010-02-05Listing removed$289,900
2009-10-09Listed for sale$289,900
2006-07-31Sold$230,000

For Sale by Agent

AgentRay Hoess-Brooks
BrokerageHB Real Estate, LLC

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