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9 Owens Pl, Holyoke, MA, 01040

4beds
2baths
1,242sqft
$270,000
$217price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

Freshly renovated Colonial offering new floors, a spacious kitchen with lots of counterspace white cabinets new appliances and a mix of sophistication and charm. Convenient first floor bedroom, half bath and large living space to gather complete the first floor. On the second level, discover the advantage of an oversized hall closet 3 bedrooms and beautiful bathroom. This home is ready to go and in close proximity to local amenities including restaurants, museums, shopping and easy access to the highway!

Getting Around

71
WalkingVery Walkable
53
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

2/10
Kelly Elementary SchoolGrades PK-51.0 mi
2/10
Holyoke High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,242

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,242
  • Total interior livable area: 1,242 sqft

Property

Details

  • Parcel number: M:0075 B:0002 L:21,2531849
  • Zoning: RM20

Lot

  • Lot size: 2,683 sqft
  • Features: Cleared

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$131$1,572
Property Taxes $394$4,728
Electricity $354$4,259
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 01040$152
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01040$178
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$279,900
2018-12-27Sold$2,000
2006-06-23Sold$85,000
2001-11-08Sold$55,000

For Sale by Agent

AgentMajorie Avila
BrokerageLock and Key Realty Inc.

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