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60 Chapin St APT D, Holyoke, MA, 01040

2beds
1baths
734sqft
$199,900
$272price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

Come check out this beautifully updated condo in Holyoke, MA! This tastefully remodeled 2-bedroom, 1-bath unit features in-unit washer/dryer combo fresh paint, new stainless steel appliances and granite countertops along with ample storage throughout 2 deeded parking spaces assigned to the unit. Grounds maintenance is handled by the association allowing easy, low-maintenance living. Located in the desirable Elmwood neighborhood, minutes from Northampton, Springfield, shopping, and major highway access (I-91 & I-90). Perfect for modern living with access to parks, colleges, and everyday conveniences.May not FHA qualify. Schedule your showing today—this one won’t last!

Getting Around

68
WalkingSomewhat Walkable
49
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

1/10
H.B. Lawrence SchoolGrades PK-30.7 mi
2/10
Holyoke STEM AcademyGrades 6-81.4 mi
2/10
Holyoke High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: Townhouse
  • Architectural style: Other (See Remarks)
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 734
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 734
  • Total interior livable area: 734 sqft

Property

Details

  • Parcel number: M:0080 B:0000 L:10D,2532249
  • Attached to another structure: Yes
  • Zoning: DR

Parking

  • Total spaces: 2
  • Parking features: Off Street,Assigned,Deeded,Guest,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$97$1,164
Property Taxes $295$3,540
Electricity $354$4,259
Total$1,756$21,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 01040$153
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01040$178
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$201,000
2026-03-26Listing removed$195,888
2026-03-16Price change$195,888
2026-03-08Price change$198,888
2026-02-05Listed for sale$199,000
2019-08-12Listing removed$89,900
2019-03-10Price change$89,900
2019-02-05Listed for sale$93,900
2011-12-02Listing removed$89,900
2011-11-10Price change$89,900
2011-07-14Listed for sale$92,000
2005-10-04Sold$84,000
2002-09-30Sold$51,500
1988-08-02Sold$69,900

For Sale by Agent

AgentGenesis Arekeria
BrokerageExecutive Real Estate, Inc.

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