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5 Vernon St, Holyoke, MA, 01040

4beds
2baths
1,092sqft
$269,900
$247price/sqft
$2,243/moest. monthly cost
$89,720/yrincome needed

About This Home

This nice 4 bedroom Colonial style home conveniently located in the Springdale section of Holyoke offers: The first floor features a eat-in kitchen, living room, bedroom and full bathroom. The second floor offers 3 bedrooms (2 bedrooms are tandem) and a half bath. Full basement with recent sump pump upgrade. Front porch is a bonus! Fenced in yard. Schedule your private showing today!

Getting Around

34
WalkingCar-Dependent
48
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

2/10
Holyoke STEM AcademyGrades 6-81.0 mi
2/10
Holyoke High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Steam,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: M:0082 B:0000 L:50,2532551
  • Zoning: DR

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed,Storage,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,251 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$131$1,572
Property Taxes $394$4,728
Electricity $354$4,259
Total$2,243$26,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,902/yr
40% on housing$67,290/yr
45% on housing$59,813/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 01040$152
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01040$178
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$279,900
2026-04-23Listed for sale$299,900
2026-02-01Listing removed$267,000
2025-12-10Price change$267,000
2025-11-03Price change$268,000
2025-10-02Price change$269,000
2025-09-01Listed for sale$275,000
2020-07-07Sold$120,000
2020-04-15Price change$119,900
2020-03-09Price change$129,900
2020-03-02Listed for sale$139,900
2015-09-01Listing removed$99,900
2015-08-07Price change$99,900
2015-02-22Listed for sale$110,000
2000-06-23Sold$55,000

For Sale by Agent

AgentDeLia Rodriguez
BrokerageDelia Rodriguez Realty, LLC

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