1373 Center St, Ludlow, MA, 01056
About This Home
With its unique positioning one of only a handful of homes abutting the reservoir! This property delivers an unparalleled sense of serenity, natural beauty, and exclusivity. Set on 1.32 acres, this beautifully 3-bedroom, 2-bath residence offers over 2,200 square feet of living space with a seamless open-concept layout. At the heart of the home you will find a brand new kitchen and dining room with brand new flooring and new carpeting throughout, creating a refined, move-in-ready interior. The dining area opens effortlessly through a sliding glass door to a spacious deck overlooking the reservoir. The expansive family room serves as a warm and inviting gathering space, featuring a wood stove and a sliding glass door that frames serene water views while providing direct access to the outdoors. The primary bedroom offers a private retreat, complete with direct access to a full bathroom and a private balcony! This is truly a rare find!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Split Entry
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Refrigerator
- Laundry features: In Basement
Bathroom1
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Closet - Linen
- Level: Second
Bathroom2
- Features: Bathroom - Full
- Level: First
Bedroom2
- Features: Closet
- Level: Second
Bedroom3
- Features: Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Deck - Exterior, Exterior Access, Open Floorplan
- Level: Second
Family Room
- Features: Bathroom - Full, Wood / Coal / Pellet Stove, Closet, Exterior Access, Open Floorplan
- Level: First
Features
- Central Vacuum
- Window features: Insulated Windows
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 2,212
Heating & Cooling
- Heating features: Baseboard,Oil,Wood Stove
- Cooling features: Window Unit(s),Dual
Interior Area
- Total structure area: 2,212
- Total interior livable area: 2,212 sqft
Kitchen
- Features: Window(s) - Picture, Dining Area, Balcony - Exterior, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Open Floorplan, Remodeled, Stainless Steel Appliances
- Level: Second
Living Room
- Level: Second
Master Bedroom
- Features: Bathroom - Full, Closet, Balcony - Exterior, Exterior Access, Slider
- Level: Second
Property
Details
- Parcel number: M:34 B:3550 P:7A,2550565
- Attached to another structure: Yes
- Zoning: 1010
Features
- Patio & porch: Deck,Patio
- Exterior features: Deck,Patio,Balcony
- Has view: Yes
- View description: Scenic View(s),Water,Lake
- Has water view: Yes
- Water view: Lake,Water
Lot
- Lot size: 1.32 Acres
- Features: Cleared,Gentle Sloping
Parking
- Total spaces: 6
- Parking features: Attached,Insulated,Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $776 | $9,312 |
| Electricity | $436 | $5,234 |
| Total | $4,153 | $49,836 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $539,900 |
| 2021-10-19 | Sold | $425,000 |
For Sale by Agent
View on Zillow