167 Center St, Ludlow, MA, 01056
About This Home
Rare opportunity to own a beautifully maintained two-family home in a desirable Ludlow location! Lovingly cared for and currently enjoyed as a spacious single-family residence, this versatile property offers incredible flexibility for homeowners and investors alike. Rich, original hardwood flooring runs throughout, showcasing the home’s timeless character and exceptional upkeep. The second-floor plumbing is already stubbed out, making it easy to add a kitchen and restore the property to a fully functioning two-family with minimal effort. Whether you’re looking for a multi-generational living arrangement, an owner-occupied investment, or a traditional single-family home with future income potential, the possibilities are endless. Conveniently located close to local amenities, shopping, dining, and major routes, this is a unique property that combines charm, flexibility, and long-term value. Don’t miss your chance to make it yours!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1927
Materials
- Foundation: Stone,Brick/Mortar
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 2,106
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 2,106
- Total interior livable area: 2,106 sqft
Property
Details
- Parcel number: 2550740
- Zoning: 2 family
Features
- Fencing: Fenced/Enclosed
Lot
- Lot size: 0.62 Acres
Parking
- Total spaces: 12
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $690 | $8,280 |
| Electricity | $415 | $4,983 |
| Total | $3,719 | $44,628 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $480,000 |
| 2026-07-13 | Listed for sale | $499,999 |
| 2026-07-07 | Listing removed | -- |
| 2026-06-17 | Price change | $520,000 |
| 2026-06-02 | Listed for sale | $575,000 |
| 2003-04-11 | Sold | $143,600 |
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