482 Holyoke St, Ludlow, MA, 01056
About This Home
Welcome home to this timeless 5 bedroom Victorian Farmhouse sitting on over 5 acres. Conveniently located less than 3 miles from the MA Turnpike and Interstate 291 and close to local businesses. Whether you are an investor looking for land on a corner lot with plenty of public and private frontage, or looking for a homestead to launch your agricultural dreams, the opportunities are limitless. This home comes with a fully licensed farm stand, offering a built-in business opportunity to sell your own harvest, local goods, or artisanal crafts right from your estate. The property also includes a mobile home that with some TLC would be perfect as an independent in-law suite, a guest house, or an immediate rental unit to generate passive monthly income. Bring your vision to this countryside treasure and build a legacy. Schedule your private showing today!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1903
Materials
- Foundation: Block,Brick/Mortar
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 3,064
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,064
- Total interior livable area: 3,064 sqft
Property
Details
- Parcel number: M:3 B:7250 P:89,2553104
- Zoning: AG
Lot
- Lot size: 5.73 Acres
- Features: Corner Lot
Parking
- Total spaces: 11
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $274 | $3,288 |
| Property Taxes | $1,007 | $12,084 |
| Electricity | $604 | $7,250 |
| Total | $5,424 | $65,088 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Listed for sale | $699,999 |
| 2026-03-31 | Listing removed | $900,000 |
| 2025-09-08 | Listed for sale | $900,000 |
| 2025-09-01 | Listing removed | $900,000 |
| 2025-07-17 | Price change | $900,000 |
| 2025-04-07 | Price change | $990,000 |
| 2025-03-04 | Listed for sale | $1,100,000 |
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