321 Westerly Cir, Ludlow, MA, 01056
About This Home
Welcome to this immaculately clean, well kept custom built contemporary home offerring a bright, open floor plan and exceptional space for both everyday living and entertaining.The oversized living room flows seamlessly into the eat-in dining area and kitchen, highlighted by multiple glass sliding doors that frame beautiful views of the backyard and flood the home with natural light. The primary bedroom is conveniently located on the main floor, providing comfort and privacy, with 3 beds and 3.5 baths. This home offers flexibility for guests, family, or a home office. two gas fireplaces add warmth, creating inviting spaces to relax year-round. Step outside into a quiet backyard and patio designed for entertaining, or unwind in the charming three-season room, perfect for reading, enjoying morning coffee, or surrounding yourself with plants. One of the most desired neighborhoods, two-car garage, and spacious layout complete this move-in-ready home that blends comfort, and fuctionality
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Washer,Dryer
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Window features: Insulated Windows
- Flooring: Tile
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area above ground: 3,012
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,012
- Total interior livable area: 3,012 sqft
Property
Details
- Parcel number: LUDLM40B17900P125
- Zoning: Agr
Features
- Patio & porch: Porch,Deck - Vinyl
- Exterior features: Porch,Deck - Vinyl
Lot
- Lot size: 1.15 Acres
Parking
- Total spaces: 6
- Parking features: Attached,Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,134 | $37,608 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $891 | $10,692 |
| Electricity | $593 | $7,127 |
| Total | $4,860 | $58,320 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $649,900 |
| 2026-04-01 | Listed for sale | $679,900 |
| 2026-02-11 | Listing removed | $679,000 |
| 2025-12-11 | Price change | $679,000 |
| 2025-10-22 | Price change | $699,900 |
| 2025-09-23 | Price change | $739,900 |
| 2025-09-07 | Listed for sale | $759,900 |
| 2013-01-03 | Sold | $382,500 |
| 2012-10-12 | Price change | $409,000 |
| 2012-07-22 | Listed for sale | $424,000 |
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