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49 Andrew St, Springfield, MA, 01109

3beds
1baths
1,103sqft
$214,900
$195price/sqft
$1,873/moest. monthly cost
$74,920/yrincome needed

About This Home

Updated in 2022 and move-in ready, this 3-bedroom colonial is a great opportunity at an affordable price point. The kitchen offers plenty of space for seating or even adding an island. The formal dining room easily fits a full-size table and flows right into the front living room, creating a comfortable layout for everyday living and entertaining. The entry area offers a great setup for a mudroom space. Upstairs, you’ll find an updated bathroom along with three spacious bedrooms. Outside, enjoy the inviting front porch, perfect for relaxing, along with a large partially fenced yard and off-street parking.Conveniently located close to American International College and local amenities.

Getting Around

79
WalkingVery Walkable
56
TransitGood Transit
55
BikeBikeable

Schools

4/10
Rebecca M Johnson SchoolGrades PK-50.1 mi
3/10
STEM Middle AcademyGrades 6-80.7 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,103

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,103
  • Total interior livable area: 1,103 sqft

Property

Details

  • Parcel number: S:00440 P:0057,2571301
  • Zoning: R2

Lot

  • Lot size: 4,417 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$156$1,872
Property Taxes $277$3,324
Electricity $354$4,259
Total$1,873$22,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,217/yr
40% on housing$56,190/yr
45% on housing$49,946/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$151
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$214,900
2022-04-01Sold$210,000
2022-02-17Contingent$209,900
2022-02-05Price change$209,900
2022-01-24Listed for sale$219,900
2018-05-31Listing removed$93,999
2018-05-21Price change$93,999
2018-05-14Price change$95,999
2018-05-04Price change$97,999
2018-04-12Listed for sale$99,000
2016-03-09Sold$49,101
2015-05-01Listing removed$63,000
2015-02-24Price change$63,000
2015-02-06Listed for sale$44,900
2006-04-06Sold$120,000
2002-10-04Sold$18,000

For Sale by Agent

AgentThe White Team
BrokerageColdwell Banker Realty - Western MA

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