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58 Appleton St, Springfield, MA, 01108

3beds
2baths
1,540sqft
$305,000
$198price/sqft
$2,511/moest. monthly cost
$100,440/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 1.5-bathroom home located in the heart of Springfield, MA. This property offers a perfect blend of classic character and modern upgrades. Inside, you’ll find refinished hardwood floors throughout and fresh paint, creating a warm, elegant, and truly move-in-ready atmosphere. The updated kitchen is ideal for any home chef, featuring new cabinetry and durable vinyl plank flooring for both style and easy maintenance. The living area is highlighted by a cozy fireplace, serving as a welcoming focal point for relaxing evenings. All three bedrooms are generously sized, providing comfort and versatility, while an additional bonus room in the attic offers extra space for a home office, playroom, or guest area. Both bathrooms have been well maintained, offering convenience for family and guests alike. Enjoy a fenced-in yard, perfect for entertaining, pets, or outdoor activities. This is an approved Short Sale opportunity.

Getting Around

72
WalkingVery Walkable
54
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

6/10
3/10
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Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Block
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,540

Heating & Cooling

  • Heating features: Steam,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,540
  • Total interior livable area: 1,540 sqft

Property

Details

  • Parcel number: S:00530 P:0009,2571374
  • Zoning: R2
  • Exclusions: Playscape,Washer,And Dryer To Be Removed.

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed,Rain Gutters
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 5,001 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$221$2,652
Property Taxes $394$4,728
Electricity $354$4,259
Total$2,511$30,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,091/yr
40% on housing$75,330/yr
45% on housing$66,960/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 01108$147
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01108$191
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$305,000
2025-12-14Listed for sale$315,000
2023-12-01Sold$265,000
2023-10-23Contingent$244,900
2023-10-21Price change$244,900
2023-10-18Price change$249,500
2023-09-27Listed for sale$265,795
2005-04-15Sold$128,000
2002-03-22Sold$74,000
1999-09-24Sold$35,000

For Sale by Agent

AgentMichael Reyes
BrokerageFathom Realty

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