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91 Ardmore St, Springfield, MA, 01104

3beds
3baths
1,296sqft
$285,000
$220price/sqft
$2,335/moest. monthly cost
$93,400/yrincome needed

About This Home

Presenting an exceptional opportunity at 91 Ardmore Street East Springfield. This residence offers three thoughtfully proportioned bedrooms, along with a partially finished basement that includes an additional bedroom and full bath—providing flexible living space for extended family, guests, or potential rental use. UPGRADED HEATING SYSTEM WITH CENTRAL AIR ,The home features two full bathrooms and an additional half bath, ensuring both comfort and convenience. A two-car garage adds valuable functionality with secure parking and extra storage. Situated on a generous 5,001 square foot lot, the property offers ample outdoor space for relaxation, entertaining, or future enhancements. To truly appreciate the craftsmanship and thoughtful design this home has to offer, we invite you to schedule a private showing—This PROPERTY EASY TO SHOW!

Getting Around

76
WalkingVery Walkable
49
TransitSome Transit
50
BikeBikeable

Schools

4/10
Samuel Bowles SchoolGrades PK-50.1 mi
1/10

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: S:00595 P:0038,2571582
  • Attached to another structure: Yes
  • Zoning: R2

Lot

  • Lot size: 5,001 sqft

Parking

  • Total spaces: 6
  • Parking features: Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$172$2,064
Property Taxes $368$4,416
Electricity $354$4,259
Total$2,335$28,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,057/yr
40% on housing$70,050/yr
45% on housing$62,266/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 01104$166
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01104$227
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$314,000
2026-04-30Listed for sale$319,000
2014-08-06Sold$127,000
2014-05-24Listed for sale$129,900
2011-06-10Sold$104,900
2011-03-28Listed for sale$104,900
2010-08-26Listing removed$119,900
2010-08-24Listed for sale$119,900
2008-05-29Listing removed$130,000
2008-05-06Listed for sale$130,000
1987-06-01Sold$85,000

For Sale by Agent

AgentNew Homes Realty Group
BrokerageGallagher Real Estate

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