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725 Bay St, Springfield, MA, 01109

2beds
1baths
720sqft
$239,900
$333price/sqft
$2,051/moest. monthly cost
$82,040/yrincome needed

About This Home

Welcoming and vacant single-level home to view it's thoughtfully designed space. Easy living starts here. Stylish color tones give this home a fresh move-in ready feel. There are 2 bedrooms with plenty of closet space. A nice sized bathroom and linen closet. Tastefully finished lower level provides additional space for enjoyment. As you walk outside you find a beautifully covered patio with seating area, screened porch to entertain for those rainy days or nights. The private and beautifully paved backyard allows for your imagination to design and make it your own or enjoy as is. The possibilities are endless. Close to highways and restaurants. Seller will make no repairs. Come see this gem.

Getting Around

30
WalkingCar-Dependent
48
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

6/10
Alfred G Zanetti SchoolGrades PK-81.6 mi
1/10
3/10
STEM Middle AcademyGrades 6-80.6 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: S:01085 P:0332,2572938
  • Zoning: R1
  • Exclusions: Staging Furniture Inside And Outside Of Home.

Features

  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 4,752 sqft

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$174$2,088
Property Taxes $310$3,720
Electricity $354$4,259
Total$2,051$24,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,320/yr
40% on housing$61,530/yr
45% on housing$54,693/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$151
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$239,900
2020-12-18Sold$136,000
2020-11-05Pending sale$130,000
2020-10-29Listed for sale$130,000
2020-10-16Pending sale$130,000
2020-10-01Listed for sale$130,000
2018-10-22Listing removed$1,200
2018-10-10Listed for rent$1,200
2016-02-17Sold$69,000
2016-02-01Pending sale$69,900
2016-01-27Price change$69,900
2016-01-06Price change$74,900
2015-12-07Listed for sale$79,000
2012-09-21Listing removed$32,900
2012-07-21Price change$32,900
2012-06-19Price change$36,900
2012-06-14Listed for sale--
2007-06-29Sold$76,900
2004-01-06Sold$38,000

For Sale by Agent

AgentAida Ruiz Batiste
BrokerageREMAX Connections

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