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32 Dresden St, Springfield, MA, 01109

3beds
2baths
1,595sqft
$200,000
$125price/sqft
$1,768/moest. monthly cost
$70,720/yrincome needed

About This Home

This colonial style single family home offers 3 bedrooms and 1.5 bathrooms with approximately 1595 square feet of living space on a 0.14 acre lot.There are no inspection or financing contingencies on this cash only purchase.The foreclosure deed has been recorded, allowing for shorter closing timelines.No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction. Please be advised that a Solar Panel UCC lien has been filed against the property. Should the issue not be cleared at the time of contract, the buyer agrees to assume the lien and work with the lien holder post-closing. The buyer agrees to sign a hold harmless agreement regarding this matter.

Getting Around

72
WalkingVery Walkable
54
TransitGood Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,595
  • Total interior livable area: 1,595 sqft

Property

Details

  • Parcel number: SPRIS04090P0006
  • Special condition: Auction

Features

  • Stories: 2

Lot

  • Lot size: 6,098 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$145$1,740
Property Taxes $258$3,096
Electricity $354$4,259
Total$1,768$21,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,617/yr
40% on housing$53,040/yr
45% on housing$47,146/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$151
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-12Sold$218,700
2021-03-24Listing removed--
2019-12-13Sold$174,900
2019-04-18Sold$75,000
2018-12-29Price change$129,999
2018-10-28Price change$99,999
2018-05-17Price change$119,999
2017-10-18Price change$129,999
2017-10-11Price change$117,999
2017-09-05Listed for sale$119,900
2017-09-05Listing removed$1,300
2017-08-30Listed for rent$1,300
2017-04-22Listing removed$119,999
2016-10-27Listed for sale$119,999
2015-07-25Listing removed$129,900
2015-06-25Price change$129,900
2015-06-14Listed for sale$120,999
2014-09-05Listing removed$139,000
2014-08-15Listed for sale$139,000
2012-02-07Sold$15,750

Unknown Listed By

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