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17 Keddy St, Springfield, MA, 01109

3beds
1baths
864sqft
$289,900
$336price/sqft
$2,403/moest. monthly cost
$96,120/yrincome needed

About This Home

Don't miss OPPORTUNITY to own this ranch in Sixteen Acres with functional floorplan, freshly painted interiors, nice flexibility and fantastic location near WNEU campus. Home highlights replacement windows, hardwood floors throughout the first floor and a great footprint. Living room offers sight lines to generous kitchen with wood cabinetry, vinyl flooring, tiled backsplash and brand-new stove and refrigerator as well as the bedroom wing. Bedroom area features full bath with tile flooring & tile wainscoting, three bedrooms- all with hardwoods & closets. Lower level offers more living space with its family room with bar area, flex space, laundry area with sink, The unfinished area has great storage. Newer hot water heater ('22) and boiler ('13) provide peace of mind and value. This home sits on large level lot with deep backyard, patio and one car detached garage with additional covered patio- all fantastic for outdoor recreation & relaxation.

Getting Around

52
WalkingSomewhat Walkable
25
TransitSome Transit
40
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Refrigerator,Washer,Dryer,Range Hood
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Sink,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Interior Entry

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bedroom2

  • Features: Closet, Flooring - Hardwood, Cable Hookup
  • Level: Main,First

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Main,First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Lighting - Overhead
  • Level: Basement

Features

  • Lighting - Overhead,Home Office
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Vinyl / VCT,Carpet,Hardwood,Flooring - Wall to Wall Carpet
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Vinyl, Exterior Access, Lighting - Overhead
  • Level: Main,First

Living Room

  • Features: Closet, Flooring - Hardwood, Cable Hookup, Exterior Access
  • Level: Main,First

Master Bedroom

  • Features: Flooring - Hardwood, Cable Hookup, Closet - Double
  • Level: Main,First

Office

  • Features: Flooring - Wall to Wall Carpet, Lighting - Overhead
  • Level: Basement

Property

Details

  • Parcel number: S:07196 P:0078,2590281
  • Zoning: R1

Features

  • Patio & porch: Patio,Covered
  • Exterior features: Patio,Covered Patio/Deck,Rain Gutters,Screens

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage Faces Side,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$210$2,520
Property Taxes $374$4,488
Electricity $354$4,259
Total$2,403$28,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,388/yr
40% on housing$72,090/yr
45% on housing$64,080/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$150
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$289,900
2026-08-06Contingent$289,900
2026-07-22Listed for sale$289,900
2023-07-27Listing removed--
2023-06-30Listed for sale$224,900
2014-12-19Sold$125,000
2014-09-22Listed for sale$129,900
2011-11-04Sold$89,025
2011-09-23Price change$109,900
2011-08-16Listed for sale$114,900

For Sale by Agent

AgentKristin Fitzpatrick
BrokerageWilliam Raveis R.E. & Home Services

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