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27 Mattoon St, Springfield, MA, 01105

3beds
3baths
3,204sqft
$439,300
$137price/sqft
$3,897/moest. monthly cost
$155,880/yrincome needed

About This Home

Rarely does an opportunity arise to own a piece of Springfield’s architectural crown jewel. Situated on the iconic, tree-lined Mattoon Street, this stunning 1872 Victorian row house offers a lifestyle of historic grandeur and urban convenience. The approach to this home is one of a kind. The garden level consists of an office and a newly updated charming country-style kitchen with stainless steel appliances. Walk out access to a brick courtyard sanctuary for al fresco dining is an unusual luxury in the heart of the city. A rare off-street parking space accessed through the private courtyard. Step through the impressive double entry door into a parlor, dinning room and powder room level that defines "stately." Two rooms on the third floor can be used as guest rooms, tv room or home offices plus full bath. The primary suite spans the entire fourth floor with sitting room, walk-in closet and full bathroom. Large, original-style windows flood the rooms with natural light.

Getting Around

92
WalkingWalker's Paradise
78
TransitExcellent Transit
54
BikeBikeable

Schools

6/10
Alfred G Zanetti SchoolGrades PK-81.1 mi
2/10
High School Of CommerceGrades 9-120.5 mi

Construction

Condition

  • Year built: 1872

Materials

  • Foundation: Brick/Mortar
  • Roof: Slate,Rubber
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian,Antique,Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub, Flooring - Stone/Ceramic Tile, Soaking Tub
  • Level: Third

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Fourth Floor

Bedroom2

  • Features: Walk-In Closet(s), Flooring - Wood
  • Level: Third

Bedroom3

  • Features: Closet, Flooring - Wood
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Wood, Crown Molding
  • Level: Second

Features

  • Recessed Lighting,Home Office
  • Door features: Storm Door(s)
  • Flooring: Wood,Tile,Flooring - Wood
  • Number of fireplaces: 5
  • Fireplace features: Dining Room,Kitchen,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 801
  • Finished area above ground: 2,403

Heating & Cooling

  • Heating features: Steam,Oil,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 3,204
  • Total interior livable area: 3,204 sqft

Kitchen

  • Features: Flooring - Wood, Dining Area, Kitchen Island, Recessed Lighting
  • Level: First

Living Room

  • Features: Flooring - Wood, Crown Molding
  • Level: Second

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Wood, French Doors
  • Level: Fourth Floor

Office

  • Features: Fireplace, Flooring - Wood, Recessed Lighting
  • Level: First

Property

Details

  • Parcel number: S:08380 P:0029,2594900
  • Attached to another structure: Yes
  • Zoning: R3
  • Exclusions: Chandelier In Primary Bedroom To Be Removed.

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Rain Gutters,Fenced Yard,Garden
  • Fencing: Fenced

Lot

  • Lot size: 1,638 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,221$26,652
Home Insurance *$477$5,724
Property Taxes $568$6,816
Electricity $631$7,581
Total$3,897$46,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,611/yr
40% on housing$116,910/yr
45% on housing$103,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 01105$156
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01105$105
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$439,300
2026-05-29Listed for sale$459,900
2024-12-12Sold$390,000
2024-10-27Contingent$385,000
2024-10-16Listed for sale$385,000
2021-07-30Sold$244,000
2021-07-02Pending sale$244,000
2021-05-15Listed for sale$244,000
2010-09-10Sold$135,000
2010-03-09Listed for sale$199,500
2002-06-26Sold$210,000
1999-02-25Sold$68,000
1997-02-10Sold$35,000
1996-07-11Sold$15,000
1995-11-01Sold$1,500
1992-01-14Sold$70,000

For Sale by Agent

AgentTheresa Lindsey
BrokerageColdwell Banker Realty - Western MA

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