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85 Montrose St, Springfield, MA, 01109

4beds
1baths
1,823sqft
$310,000
$170price/sqft
$2,551/moest. monthly cost
$102,040/yrincome needed

About This Home

Welcome to 85 Montrose Street - a beautifully renovated home that perfectly blends timeless character with modern updates. Featuring striking blue siding and exceptional curb appeal, this move-in ready property was thoughtfully renovated in 2022, offering peace of mind with quality improvements throughout. Step inside to discover three spacious levels of living, providing a flexible layout to fit your lifestyle. The finished third floor offers an ideal space for a bedroom, home office, playroom, or private guest retreat. The beautifully updated bathroom and stylish finishes throughout create a fresh, inviting atmosphere you'll love coming home to. Beyond the cosmetic upgrades, this home has great bones and well-maintained systems, making it as practical as it is attractive. Whether you're a first-time buyer, looking for more space, or simply searching for a home that's ready to enjoy from day one, this property checks all the boxes. Conveniently located in the heart of Springfield, you'll enjoy easy access to shopping, restaurants, parks, schools, and major commuter routes while still having a place that feels like home. If you've been waiting for a home that combines character, space, and modern updates, 85 Montrose Street is one you won't want to miss.

Getting Around

71
WalkingVery Walkable
53
TransitGood Transit
54
BikeBikeable

Schools

4/10
Rebecca M Johnson SchoolGrades PK-50.2 mi
3/10
STEM Middle AcademyGrades 6-80.6 mi

Construction

Condition

  • Year built: 1917

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Carpet
  • Finished area above ground: 1,823

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,823
  • Total interior livable area: 1,823 sqft

Property

Details

  • Parcel number: S:08815 P:0022,2596439
  • Zoning: R2
  • Exclusions: Washer & Dryer May/May Not Convey Depending On Sellers New Property.

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Rain Gutters,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 5,001 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$225$2,700
Property Taxes $400$4,800
Electricity $359$4,313
Total$2,551$30,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,462/yr
40% on housing$76,530/yr
45% on housing$68,026/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$150
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$305,000
2026-07-25Listed for sale$310,000
2022-11-23Sold$227,000
2022-10-17Contingent$229,000
2022-10-05Price change$229,000
2022-09-18Price change$232,400
2022-08-24Price change$239,900
2022-08-09Listed for sale$244,900
2021-08-06Sold$50,000
2013-08-31Listing removed$74,900
2013-04-03Price change$74,900
2013-01-23Listed for sale$89,000
2012-01-01Listing removed$44,000
2011-12-29Listed for sale$44,000
2011-11-30Sold$45,000
2011-08-01Price change$44,000
2011-02-09Listed for sale$45,000
2003-04-02Sold$73,000
1998-10-13Sold$59,000

For Sale by Agent

AgentJillian Graciale
BrokerageColdwell Banker Realty - Leominster

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