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22 Pine Needle Ln, Springfield, MA, 01118

3beds
2baths
1,056sqft
$339,000
$321price/sqft
$2,679/moest. monthly cost
$107,160/yrincome needed

About This Home

Fantastic home in convenient location. Main levels offer large kitchen with vaulted ceiling and sky light, new counter tops, and new flooring, large dining area and door to deck. Large living room with new LVP. Full bathroom with tub/shower combination, new LVP flooring and linen closet. Main bedroom has laminate flooring and 2 closets. 2nd bedroom has new LVP flooring and closet. Lower level has full bathroom with tub/shower and vinyl flooring. 3rd bedroom has vinyl flooring and closet. You will also find an office space with washer and dryer hookups. Newer roof, solar panels, hot water heater in the last few years. Gas furnace is approximately 7 years old. New garage door to be installed.

Getting Around

61
WalkingSomewhat Walkable
45
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

3/10
STEM Middle AcademyGrades 6-83.3 mi
--
Springfield High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Laminate
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Laminate
  • Level: First

Bedroom3

  • Features: Closet, Flooring - Vinyl
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Exterior Access, Lighting - Overhead
  • Level: First

Features

  • Home Office
  • Flooring: Vinyl,Laminate
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Features: Skylight, Flooring - Vinyl, Countertops - Upgraded, Lighting - Overhead
  • Level: First

Living Room

  • Features: Flooring - Laminate, Lighting - Overhead
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Laminate
  • Level: First

Office

  • Level: Basement

Property

Details

  • Parcel number: 2601723
  • Zoning: RES

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Rain Gutters

Lot

  • Lot size: 7,501 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$173$2,076
Property Taxes $438$5,256
Electricity $354$4,259
Total$2,679$32,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,851/yr
40% on housing$80,370/yr
45% on housing$71,440/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 01118$170
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01118$245
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$339,000
1995-04-24Sold$104,000

For Sale by Agent

AgentWayne Petri
BrokerageGallagher Real Estate

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