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288 Saint James Ave, Springfield, MA, 01109

7beds
4baths
3,238sqft
$449,900
$139price/sqft
$3,820/moest. monthly cost
$152,800/yrincome needed

About This Home

Beautifully maintained historic home with three finished levels, completely updated top to bottom. A covered front porch leads into a grand foyer with soaring ceilings, refinished inlay hardwood floors, and stunning original woodwork. The main level offers a living room with fireplace, private office or library, formal dining room, and all-new kitchen with stainless appliances, granite counters, high-end cabinetry, and half bath. The second floor features four bedrooms and office — one with a fireplace and access to a private covered porch — two all-new full baths, double vanity, and stackable laundry. The third floor adds three more bedrooms, refinished hardwood floors, full bath, and bonus flex space. Major updates include new driveway, updated plumbing, rewired electrical, new boiler, new water heater, new fixtures throughout, and fresh paint from top to bottom. Detached two-car garage and private yard perfect for entertaining or play.

Getting Around

70
WalkingVery Walkable
53
TransitGood Transit
62
BikeBikeable

Schools

6/10
Alfred G Zanetti SchoolGrades PK-80.9 mi
2/10
High School Of CommerceGrades 9-120.8 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Dishwasher,Disposal,Refrigerator,Freezer
  • Laundry features: Second Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Double Vanity, Dryer Hookup - Electric
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom5

  • Features: Closet, Flooring - Hardwood
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Remodeled, Wainscoting, Crown Molding, Pocket Door, Tray Ceiling(s)
  • Level: First

Family Room

  • Features: Flooring - Hardwood, Pocket Door
  • Level: First

Features

  • Closet,Bathroom - Full,Bathroom - Tiled With Tub,Bedroom,Bathroom,Home Office
  • Flooring: Tile,Hardwood,Flooring - Hardwood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 4
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area above ground: 3,238

Heating & Cooling

  • Heating features: Steam,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,238
  • Total interior livable area: 3,238 sqft

Kitchen

  • Features: Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Storage, Lighting - Sconce
  • Level: First

Living Room

  • Features: Flooring - Hardwood, Remodeled, Crown Molding, Pocket Door
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Office

  • Features: Flooring - Hardwood
  • Level: Third

Property

Details

  • Parcel number: S:11170 P:0025,2607082
  • Zoning: R1

Features

  • Patio & porch: Porch,Covered
  • Exterior features: Porch,Covered Patio/Deck

Lot

  • Lot size: 8,398 sqft
  • Features: Level

Parking

  • Total spaces: 8
  • Parking features: Detached,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$327$3,924
Property Taxes $581$6,972
Electricity $638$7,662
Total$3,820$45,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,971/yr
40% on housing$114,600/yr
45% on housing$101,866/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$151
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$449,900
2026-02-25Listing removed$425,000
2026-02-23Price change$425,000
2026-02-15Price change$428,900
2025-12-16Price change$428,999
2025-10-21Price change$429,000
2025-10-16Price change$449,900
2025-09-29Price change$449,999
2025-09-21Price change$450,000
2025-09-16Price change$459,000
2025-09-04Price change$475,000
2025-08-20Listed for sale$499,000
2024-08-27Sold$185,000
2023-10-06Sold$127,260

For Sale by Agent

AgentKelsey & Ireland Team
BrokerageLock and Key Realty Inc.

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