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205 Saint James Ave, Springfield, MA, 01109

9beds
2baths
2,931sqft
$374,900
$128price/sqft
$3,228/moest. monthly cost
$129,120/yrincome needed

About This Home

*BUYER GOT COLD FEET*Step into a beautifully restored piece of history where timeless character meets modern convenience. This stunning renovated Victorian showcases eye-catching architecture, a welcoming wraparound porch, soaring ceilings, and an abundance of natural light throughout. Inside, you'll find a thoughtfully updated interior featuring a brand-new kitchen with butcher block countertops, stainless steel appliances, subway tile backsplash, and a spacious center island perfect for entertaining. Updated flooring, fresh paint, modern lighting, and renovated baths blend seamlessly with preserved historic details. Generous bedrooms offer flexibility for family, guests, or home office space, while the unique turret and architectural accents create one-of-a-kind charm rarely found today. Enjoy the convenience of move-in-ready living with major updates already completed. The yard provides space for outdoor enjoyment, gardening, or future possibilities.

Getting Around

73
WalkingVery Walkable
55
TransitGood Transit
62
BikeBikeable

Schools

4/10
Rebecca M Johnson SchoolGrades PK-50.4 mi
6/10
Alfred G Zanetti SchoolGrades PK-80.9 mi
2/10
High School Of CommerceGrades 9-120.7 mi

Construction

Condition

  • Year built: 1896

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Vinyl
  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Vinyl
  • Level: First

Bedroom3

  • Features: Closet, Flooring - Vinyl
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Vinyl
  • Level: Second

Bedroom5

  • Features: Closet, Flooring - Vinyl
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Closet,Bedroom
  • Flooring: Flooring - Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area above ground: 2,931

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,931
  • Total interior livable area: 2,931 sqft

Kitchen

  • Features: Bathroom - Full, Flooring - Vinyl, Dining Area
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s), Flooring - Vinyl
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Vinyl, Crown Molding, Pocket Door
  • Level: First

Property

Details

  • Parcel number: SPRIS11170P0380
  • Zoning: R1

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 5,401 sqft

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$272$3,264
Property Taxes $484$5,808
Electricity $577$6,935
Total$3,228$38,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,674/yr
40% on housing$96,840/yr
45% on housing$86,080/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$151
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$374,900
2026-06-26Listed for sale$379,900
2026-06-23Contingent$379,900
2026-06-18Listed for sale$379,900
2025-07-17Sold$123,500
2025-06-19Listed for sale$140,000
2025-06-19Listing removed$140,000
2025-04-11Listed for sale$140,000
2025-03-16Listing removed$167,000
2025-01-16Price change$167,000
2024-12-02Price change$190,000
2024-10-09Listed for sale$210,000
2024-08-09Sold$125,000
2024-06-19Contingent$125,000
2024-06-08Listed for sale$125,000
2024-05-19Contingent$125,000
2024-05-08Price change$125,000
2023-01-17Listed for sale$249,900
2011-05-02Sold$1
2010-09-19Listed for sale$35,000
2010-08-07Listing removed$40,000
2010-06-30Price change$40,000
2010-06-23Price change$45,000
2010-04-10Price change$50,000
2010-03-13Price change$65,000
2010-03-04Price change$70,000
2010-02-19Listed for sale$80,000
2008-08-15Sold$60,000

For Sale by Agent

AgentThe Colondres Group
BrokerageLock and Key Realty Inc.

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