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194 Sumner Ave, Springfield, MA, 01108

4beds
5baths
5,291sqft
$497,000
$94price/sqft
$4,558/moest. monthly cost
$182,320/yrincome needed

About This Home

Distinctive Mediterranean-influenced architecture highlighted by a classic clay tile roof sets this exceptional Forest Park Heights home apart. Blending historic character with modern updates, the home showcases beautifully preserved woodwork, built-ins, rich hardwood floors, and elegant architectural details throughout. The stunning chef’s kitchen features quartz countertops, custom cabinetry, stainless steel appliances, professional gas range with hood, oversized island, and modern brushed nickel hardware—perfect for everyday living and entertaining. Spacious living areas include a striking wood-paneled library/living room with fireplace and additional bright open gathering spaces. Bathrooms feature tasteful marble finishes including a spa-like bath with soaking tub, glass shower, and dual vanities. A rare opportunity to own a truly distinctive home in one of Springfield’s most desirable neighborhoods. Schedule your private showing today.

Getting Around

69
WalkingSomewhat Walkable
58
TransitGood Transit
50
BikeBikeable

Schools

3/10
Sumner Avenue SchoolGrades PK-50.3 mi
3/10
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Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Block
  • Roof: Tile,Clay

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Range Hood
  • Laundry features: Main Level,Electric Dryer Hookup,Washer Hookup,Lighting - Overhead,First Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Full, Recessed Lighting, Lighting - Overhead
  • Level: Main,First

Bathroom2

  • Features: Bathroom - Full, Flooring - Marble, Countertops - Stone/Granite/Solid, Jacuzzi / Whirlpool Soaking Tub, Recessed Lighting, Lighting - Overhead
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub, Recessed Lighting, Remodeled, Lighting - Overhead
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Lighting - Overhead
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Hardwood, Recessed Lighting, Lighting - Overhead
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead
  • Level: Main,First

Features

  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 5,291

Heating & Cooling

  • Heating features: Steam,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 5,291
  • Total interior livable area: 5,291 sqft

Kitchen

  • Features: Flooring - Laminate, Flooring - Vinyl, Window(s) - Bay/Bow/Box, Countertops - Upgraded, Kitchen Island, Recessed Lighting, Remodeled, Lighting - Overhead
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Window(s) - Picture, Recessed Lighting, Remodeled, Lighting - Overhead
  • Level: Main,First

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Flooring - Marble, Window(s) - Bay/Bow/Box, Hot Tub / Spa, Recessed Lighting, Lighting - Overhead
  • Level: Second

Property

Details

  • Parcel number: S:11280 P:0046,2607649
  • Zoning: R1

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Storage

Lot

  • Lot size: 0.26 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$360$4,320
Property Taxes $642$7,704
Electricity $1,043$12,520
Total$4,558$54,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,274/yr
40% on housing$136,740/yr
45% on housing$121,546/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 01108$149
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01108$191
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$510,000
2026-03-12Listed for sale$525,000
2024-09-13Sold$190,000
2024-08-20Contingent$175,000
2024-08-08Listed for sale$175,000
2024-07-25Contingent$175,000
2024-07-18Listed for sale$175,000

For Sale by Agent

AgentThe Generation Group
BrokerageColdwell Banker Realty - Western MA

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