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70 Temple St APT 1, Springfield, MA, 01105

1beds
1baths
797sqft
$149,000
$187price/sqft
$1,462/moest. monthly cost
$58,480/yrincome needed

About This Home

Tastefully renovated condo, located in the heart of Springfield! This modern 1-bedroom condo offers the perfect blend of comfort and style. The living room and bedroom consist of large windows that flood the interior with natural light. The large main bedroom can accommodate big furniture. Beautiful kitchen with stainless steel appliances. Heat pump and central air is 2 years old. This condo is within a short distance to Springfield's MGM casino, and the Basketball Hall of Fame making it an ideal location to Springfield's biggest attractions. Don't miss this opportunity to own a piece of this Brownstone! First Open House 6/28, Sunday 1-3pm.

Getting Around

84
WalkingVery Walkable
75
TransitExcellent Transit
47
BikeSomewhat Bikeable

Schools

5/10
Milton Bradley SchoolGrades PK-50.1 mi
3/10
South End Middle SchoolGrades 6-80.5 mi
2/10
High School Of CommerceGrades 9-120.3 mi

Construction

Condition

  • Year built: 1890

Notable Dates

  • Major remodel year: 1988

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Rowhouse

Interior

Appliances

  • Laundry features: In Basement,Common Area,In Building

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 797

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 797
  • Total interior livable area: 797 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 5013922
  • Zoning: S

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$161$1,932
Property Taxes $194$2,328
Electricity $354$4,259
Total$1,462$17,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,125/yr
40% on housing$43,860/yr
45% on housing$38,986/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 01105$160
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01105$105
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for rent$1,500
2026-06-24Listed for sale$149,000
2025-04-30Listing removed$1,500
2025-03-07Listed for rent$1,500
2025-01-18Listing removed$1,500
2024-12-14Listed for rent$1,500
2024-04-02Listing removed--
2024-03-19Listed for rent$2,000
2022-04-15Sold$95,000
2022-01-28Price change$110,000
2022-01-09Price change$125,000
2022-01-03Price change$135,000
2021-12-31Listed for sale$155,000
2021-12-03Sold$80,000
2021-11-01Contingent$80,000
2021-08-19Listed for sale$80,000
2015-03-08Listing removed$54,500
2014-10-31Price change$54,500
2014-09-03Price change$59,500
2014-07-14Price change$65,000
2014-05-21Listed for sale$59,500
2006-08-17Sold$59,000
2004-08-30Sold$47,000
1988-04-28Sold$69,500

For Sale by Agent

AgentMelinda Puzon
BrokerageMP Signature Realty LLC

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