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4 Wolfe St, Chicopee, MA, 01020

2beds
1baths
884sqft
$314,900
$356price/sqft
$2,503/moest. monthly cost
$100,120/yrincome needed

About This Home

Discover the potential of this charming 2-bedroom, 1-bath home situated on a desirable corner lot in Springfield. Offering a comfortable layout, this property provides an excellent opportunity for first-time buyers, those looking to downsize, or anyone seeking a place to make their own. A spacious basement offers abundant storage and flexibility for future use, while off-street parking adds everyday convenience. The yard provides room to relax, garden, or enjoy outdoor activities. Conveniently located near parks, local amenities, and neighborhood conveniences, this home combines comfort, practicality, and opportunity in an established Springfield setting. Qualified buyers may be eligible for up to $25,000 in down payment assistance through the MassHousing program. This program offers 0% interest with deferred repayment, helping to cover down payment, closing costs, prepaid mortgage insurance, or even reduce your interest rate buyer to confirm with MFHA approved lender.

Getting Around

60
WalkingSomewhat Walkable
53
TransitGood Transit
50
BikeBikeable

Schools

6/10
Alfred G Zanetti SchoolGrades PK-81.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Master Bathroom

  • Features: No

Property

Details

  • Parcel number: S:12430 P:0001,2613391
  • Zoning: R2
  • Exclusions: Buyer Agent To Confirm All Information Is Accurate Herein Including Utilities.

Lot

  • Lot size: 5,406 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$150$1,800
Property Taxes $407$4,884
Electricity $354$4,259
Total$2,503$30,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,817/yr
40% on housing$75,090/yr
45% on housing$66,746/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 01020$160
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01020$234
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$314,900
2024-08-02Sold$260,000
2024-06-13Listed for sale$249,999
2012-05-10Listing removed$34,900
2012-04-13Listed for sale$34,900
2012-04-11Sold$30,000

For Sale by Agent

AgentThe Ponte Group
BrokerageKeller Williams South Watuppa

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