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34 E School St, West Springfield, MA, 01089

4beds
4baths
2,649sqft
$450,000
$170price/sqft
$3,533/moest. monthly cost
$141,320/yrincome needed

About This Home

Fantastic opportunity to own a nice two-family home in the heart of West Springfield, Conveniently located near major highways restaurants, schools, shopping and parks! This property offers separate utilities, replacement windows 2 car garage, and a fenced backyard. The first floor unit features a spacious eat-in kitchen, dining room, living room, two bedrooms and a full and half bath. The second unit offers a large kitchen, living/dining area, three bedrooms and a full bath. The Third floor can be an additional space to the second floor with a full bath. Ideal for rental income or investors looking to expand their portfolio. Don"t miss this versatile and income producing property. Schedule your private showing today and see the potential for yourself !

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

6/10
4/10
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Bulkhead

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Vinyl
  • Finished area above ground: 2,649

Interior Area

  • Total structure area: 2,649
  • Total interior livable area: 2,649 sqft

Property

Details

  • Parcel number: 2657692
  • Zoning: RB

Features

  • Patio & porch: Porch
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 5,000 sqft
  • Features: Level

Parking

  • Total spaces: 8
  • Parking features: Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$184$2,208
Property Taxes $552$6,624
Electricity $522$6,268
Total$3,533$42,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,131/yr
40% on housing$105,990/yr
45% on housing$94,213/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 01089$197
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01089$245
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$450,000
2021-10-06Sold$295,000
2021-08-27Pending sale$299,900
2021-08-13Contingent$299,900
2021-07-27Listed for sale$299,900
2021-03-24Listing removed--
2009-11-12Sold$87,700
2008-12-03Sold$102,925
2008-03-22Listing removed$230,000
2007-10-07Listed for sale$230,000
2000-07-21Sold$62,000
1995-09-07Sold$25,000

For Sale by Agent

AgentMarie Reine Raheb
BrokerageKeller Williams Realty

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