20 Exeter St, West Springfield, MA, 01089
About This Home
Amazing, well loved beautifully cared for home owned by the same family for 3 generations! Constantly improved, maintained and updated over the years. Living Rm w/ light spilling windows & handsome fireplace. Formal Dining Rm can be a 4th bedroom. Terrific updated Kitchen w/ beautiful cabinetry, quartz counters, lovely backsplash, stainless appliances. Incredible Family Rm addition w/ cathedral ceiling & sliders to relaxing deck overlooking gorgeous backyard w/ colorful plantings. TWO Full Baths, both w/ important updates. BONUSES: NEW FLOORING in basem't playroom, NEW (1 yr) ROOF, NEW (2 yrs) BOILER w/ 4 heating zones and a hot water zone add super value. Two mini-splits add cool air inside all summer. CVAC for your convenience. Replacement windows. RARE, attractive and durable steel siding, and leaf filter gutters! Garage w/ side storage area, and handy large garden storage shed in backyard. Cooks Park & Playground nearby! Truly a WOW WOW Home-Sweet-Home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
- Laundry features: Dryer Hookup - Electric,Washer Hookup,Sink,Main Level,Gas Dryer Hookup,First Floor
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Interior Entry,Bulkhead
Bathroom1
- Features: Bathroom - Full, Bathroom - With Shower Stall, Closet - Linen, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Bidet
- Level: First
Bathroom2
- Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
- Level: Second
Bedroom2
- Features: Flooring - Hardwood, Flooring - Wall to Wall Carpet
- Level: Second
Bedroom3
- Features: Flooring - Hardwood
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet
- Level: First
Family Room
- Features: Ceiling Fan(s), Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Vinyl, Deck - Exterior, Exterior Access, Slider
- Level: First
Features
- Closet - Double,Closet/Cabinets - Custom Built,Storage,Play Room,Central Vacuum
- Door features: Storm Door(s)
- Window features: Insulated Windows,Screens
- Flooring: Wood,Tile,Vinyl,Carpet,Flooring - Vinyl,Concrete
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,445
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Ductless
Interior Area
- Total structure area: 1,445
- Total interior livable area: 1,445 sqft
Kitchen
- Features: Flooring - Vinyl, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Remodeled, Stainless Steel Appliances, Gas Stove
- Level: First
Living Room
- Features: Flooring - Hardwood, Flooring - Wall to Wall Carpet, Window(s) - Picture, Recessed Lighting
- Level: First
Master Bathroom
- Features: No
Master Bedroom
- Features: Flooring - Wall to Wall Carpet
- Level: First
Property
Details
- Parcel number: 2658322
- Zoning: RA-2
Features
- Patio & porch: Deck
- Exterior features: Deck,Rain Gutters,Storage,Sprinkler System,Screens,Garden
Lot
- Lot size: 6,260 sqft
- Features: Level
Parking
- Total spaces: 5
- Parking features: Detached,Garage Door Opener,Storage,Garage Faces Side,Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,994 | $23,928 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $484 | $5,808 |
| Electricity | $354 | $4,259 |
| Total | $2,994 | $35,928 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Contingent | $374,500 |
| 2026-08-04 | Price change | $374,500 |
| 2026-06-25 | Listed for sale | $394,500 |
| 2026-06-18 | Contingent | $395,900 |
| 2026-06-10 | Listed for sale | $395,900 |
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