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4 Hale St, West Springfield, MA, 01089

3beds
1baths
1,344sqft
$349,900
$260price/sqft
$2,695/moest. monthly cost
$107,800/yrincome needed

About This Home

Discover the essence of comfortable living at 4 Hale St, West Springfield, MA. This meticulously remodelled single-family residence, offers 1344 square feet of thoughtfully updated space. The heart of this home is its recently updated kitchen, a functional space designed for everyday living. It features sleek stainless steel appliances and a convenient peninsula, perfect for meal preparation or casual dining. Three well-proportioned bedrooms, this home provides flexible living arrangements. Additional practical features include a single-space garage and a basement, offering ample storage and utility. This property is a must-see for those seeking a move-in-ready home in West Springfield.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Bathroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2659023
  • Zoning: RA-2

Lot

  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$143$1,716
Property Taxes $429$5,148
Electricity $354$4,259
Total$2,695$32,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,400/yr
40% on housing$80,850/yr
45% on housing$71,866/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 01089$196
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01089$245
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$339,900
2026-08-07Price change$339,900
2026-08-03Price change$349,900
2026-08-01Listed for sale$375,000
2010-12-28Sold$149,000
2010-09-22Listing removed$149,800
2010-09-19Listed for sale$149,800
2010-06-18Listing removed$164,800
2010-06-01Price change$164,800
2010-05-23Listed for sale$174,800

For Sale by Agent

AgentMohammad Burhan
BrokerageBerkshire Hathaway Home Service New England Properties

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