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89 Potwine Ln, Amherst, MA, 01002

6beds
5baths
3,502sqft
$650,000
$186price/sqft
$5,142/moest. monthly cost
$205,680/yrincome needed

About This Home

This 6 bedroom home has it all! Living space for multi-generational living, a home office with a separate entrance, need a shop? There is a large one in the basement. The main floor offers a large eat-in kitchen, formal living room and dining room, office and family room, half bath, as well as a primary with en suite, 2 additional bedrooms and a full bath. Upstairs a second primary suite with a shared full bath and 2 more bedrooms with a sitting area/den for games or a 2nd office. The walk in attic space adds convenient storage. The mostly finished basement offers a kitchen, living room, 2 bedrooms, and bath with laundry. Outdoors there is a large patio and deck with amazing southern views to the Mt. Holyoke range with lots of yard for play, and gardening. Solar is leased, two separate systems/leases. Some photos are virtually staged.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range Hood
  • Laundry features: Dryer Hookup - Electric,Washer Hookup,First Floor,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Interior Entry,Bulkhead,Concrete

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - With Tub & Shower, Flooring - Vinyl, Double Vanity
  • Level: First

Bathroom3

  • Features: Bathroom - 3/4, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: First

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: First

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: First

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom5

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Features: Walk-In Closet(s), Flooring - Hardwood, French Doors, Exterior Access
  • Level: First

Features

  • Bathroom - 3/4,Closet,Bathroom - Full,Lighting - Overhead,Attic Access,Closet/Cabinets - Custom Built,Bathroom,Inlaw Apt.,Home Office-Separate Entry,Den,Bedroom,Wet Bar,Walk-up Attic,Internet Available - DSL
  • Door features: Insulated Doors,Storm Door(s),French Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Vinyl,Carpet,Flooring - Vinyl,Flooring - Wall to Wall Carpet,Flooring - Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 702
  • Finished area above ground: 3,502

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Window Unit(s),Whole House Fan

Interior Area

  • Total structure area: 3,502
  • Total interior livable area: 3,502 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet, Flooring - Vinyl, French Doors, Country Kitchen
  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - 3/4, Closet, Flooring - Wall to Wall Carpet
  • Level: Main,First

Office

  • Features: Flooring - Vinyl
  • Level: First

Property

Details

  • Parcel number: M:0022B B:0000 L:0007,3012592
  • Zoning: RO30

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio,Rain Gutters
  • Has view: Yes
  • View description: Scenic View(s)

Lot

  • Lot size: 1.19 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Storage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$188$2,256
Property Taxes $978$11,736
Electricity $690$8,286
Total$5,142$61,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,297/yr
40% on housing$154,260/yr
45% on housing$137,120/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 01002$285
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01002$311
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Contingent$725,000
2026-03-22Price change$725,000
2026-01-08Listed for sale$750,000
1993-10-06Sold$95,000

For Sale by Agent

AgentSherri Willey
BrokerageWilliam Raveis R.E. & Home Services

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