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109 Lovers Loop Rd, Asheville, NC, 28803

3beds
3baths
1,896sqft
$560,000
$295price/sqft
$3,561/moest. monthly cost
$142,440/yrincome needed

About This Home

MOTIVATED SELLERS! Tucked into a peaceful setting just minutes from the Blue Ridge Parkway and a quick drive to Downtown Asheville, this spacious nearly 2,000SF home offers the perfect balance of comfort, convenience and value. With a traditional floor plan featuring 3 bedrooms and 2.5 bathrooms, there’s room for everyone to spread out and feel at home. The standout sunroom is truly something special...filled with natural light with beautiful, wooded views, it’s the kind of space where morning coffee turns into all-day lounging. Warm locally milled hardwood floors, a cozy fireplace and generous living spaces create an inviting feel throughout, while the large kitchen offers abundant cabinetry and excellent functionality for busy family life. The oversized primary suite includes an ensuite bath and ample closet space. Outside, enjoy multiple outdoor living areas including a sunny deck and semi-level yard perfect for play, pets or gardening. With many major systems already updated (encapsulated crawlspace with a sump pump, plumbing replaced in 2025, HVAC systems new in 2023...ask your agent for the Feature Sheet for a complete list of updates!), this home offers peace of mind and an opportunity to personalize cosmetic finishes over time without stretching the budget. A rare combination of space, location and livability in one of Asheville’s most convenient areas. Come have a look for yourself today!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

3/10
Oakley ElementaryGrades PK-51.1 mi
8/10
A C Reynolds MiddleGrades 6-81.2 mi
8/10
A C Reynolds HighGrades PK,9-121.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 1,896

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 966716221700000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.57 Acres
  • Features: Corner Lot,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$216$2,592
Property Taxes $314$3,768
Electricity $200$2,405
Total$3,561$42,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,091/yr
40% on housing$106,830/yr
45% on housing$94,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 28803$344
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28803$306
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$550,000
2026-06-19Price change$560,000
2026-05-22Listed for sale$575,000
2006-01-17Sold$222,000
2004-01-15Sold$170,000

For Sale by Agent

AgentAlyssa Augustine
BrokerageMosaic Community Lifestyle Realty

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