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45 Windward Dr, Asheville, NC, 28803

3beds
3baths
2,216sqft
$624,000
$282price/sqft
$3,952/moest. monthly cost
$158,080/yrincome needed

About This Home

Welcome to 45 Windward Dr in Hunters Ridge & The Villages of Laurel Creek. This home, tucked at the end of the cul-de-sac street, has a great private feel of being in the forest and surrounded by trees. The babbling brook that runs beside the property is relaxing while enjoying the private and spacious back deck area under the canopy of the surrounding trees. Step inside this home where you will find a beautiful, open living/dining area featuring high ceilings and big windows for lots of natural light. There's a gas log fireplace with a tasteful brick surround and wooden mantel. The adjacent dining area is off the kitchen which showcases a gas/range oven, stainless appliances, granite counters and pantry. Direct access to the deck from the dining area via sliding doors lead to a private and expansive back deck surrounded by shade trees. Down the hallway on the Main level you'll find a nice sized bedroom and full bath. The bath also has access from the hallway for convenience. A second bedroom is also located on the main level. Venture upstairs to the open loft - overlooking the living area and with multiple windows making the space bright and great for relaxation or perhaps a home office. Just steps away is the Primary Bedroom and en-suite bath. This room has a vaulted ceiling with exposed beam, crisp lines and bright windows. The Primary bathroom features dual vanities, a custom tiled shower with rainfall shower head and spacious walk-in closet. The lower level features a bonus finished space and full bath, including laundry. Adjacent is the garage with workshop. This gated community features a clubhouse for residents, an outdoor pool, picnic area & playground as well as pickleball courts. Just a short distance off Charlotte Hwy, this property is conveniently located to lots of amenities and just around the corner from the Blue Ridge Parkway. A nicely updated home in a private setting and just minutes to downtown, make sure to schedule a private showing soon! You can see the Property Video here: https://listings.wncrealestatephotography.com/videos/019c9b1c-48c6-7112-9345-186cceea553f and take a Virtual Tour here: https://my.matterport.com/show/?m=hsKVEkumLsS&

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

2/10
Oakley ElementaryGrades PK-51.8 mi
8/10
A C Reynolds MiddleGrades 6-80.5 mi
7/10
A C Reynolds HighGrades PK,9-120.5 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Fiberglass
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer,Washer/Dryer
  • Laundry features: In Bathroom,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Features

  • Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Gas Log,Living Room
  • Finished area below ground: 502
  • Finished area above ground: 1,714

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,714
  • Total interior livable area: 2,216 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 966733518700000
  • Zoning: R8
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Multi/Split
  • Pool features: Community
  • Patio & porch: Deck,Front Porch
  • Fencing: Back Yard,Fenced
  • Waterfront features: None,Creek/Stream

Lot

  • Lot size: 0.51 Acres
  • Features: Cul-De-Sac,Private,Wooded
  • Lot size dimensions: Per ta x records

Parking

  • Total spaces: 1
  • Parking features: Basement,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,155$37,860
Home Insurance *$241$2,892
Property Taxes $350$4,200
Electricity $206$2,476
Total$3,952$47,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,497/yr
40% on housing$118,560/yr
45% on housing$105,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 28803$344
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28803$306
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$649,000
2026-03-04Listed for sale$690,000
2003-08-22Sold$227,000

For Sale by Agent

AgentDavid Plyler
BrokerageLusso Realty

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