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40 Gibbon St, Marlborough, MA, 01752

4beds
3baths
2,566sqft
$825,000
$322price/sqft
$5,583/moest. monthly cost
$223,320/yrincome needed

About This Home

RARE OPPORTUNITY! BRIGHT OVERSIZED WELL-MAINTAINED THREE-FAMILY HOME FEATURING spacious eat-in kitchens, sun-filled living rooms, hardwood flooring throughout, new furnaces, young roof, large basement w/separate utilities, detached two-car garage, ample off-street parking, yard, and much more! Quick access to shops & Mass Pike!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

2/10
Richer Elementary SchoolGrades K-51.0 mi
4/10
Marlborough High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Finished area above ground: 2,566

Interior Area

  • Total structure area: 2,566
  • Total interior livable area: 2,566 sqft

Property

Details

  • Parcel number: 614155
  • Zoning: RES

Lot

  • Lot size: 7,680 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$243$2,916
Property Taxes $664$7,968
Electricity $505$6,071
Total$5,583$66,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,417/yr
40% on housing$167,490/yr
45% on housing$148,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 01752$260
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01752$310
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$825,000
2003-10-31Sold$402,500

For Sale by Agent

AgentDave DiGregorio
BrokerageColdwell Banker Realty - Waltham

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