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75 Orchard St, Medford, MA, 02155

5beds
2baths
2,054sqft
$939,000
$457price/sqft
$6,007/moest. monthly cost
$240,280/yrincome needed

About This Home

Calling all investors and developers! Charming two-family just 0.5 miles from Tufts University with excellent buy/update/hold or condo conversion potential. The first-floor unit offers 2 bedrooms plus a den (previously used as a 3rd bedroom), living room, full bath, and an eat-in kitchen with pantry, gas stove, and dishwasher, plus a bonus room with potential to be an excellent office or sun room. The second-floor unit features 3 bedrooms, living room, full bath, and kitchen with pantry and gas stove, along with an enclosed rear porch and open front porch. Additional highlights include off-street parking, separately metered gas and electric, and an unfinished basement with separate washer/dryer hookups and ample storage. Each unit previously rented for $2,800/month with plenty of room for growth with updates. Fantastic location with easy access to Tufts & the new Green Line Extension, I93, Medford Square, Davis Square, and more!

Getting Around

81
WalkingVery Walkable
67
TransitGood Transit
77
BikeVery Bikeable

Schools

4/10
5/10
Andrews Middle SchoolGrades 6-81.3 mi
5/10
Medford High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Freezer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry,Living Room,Kitchen,Family Room
  • Flooring: Wood,Tile,Hardwood
  • Finished area above ground: 2,054

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,054
  • Total interior livable area: 2,054 sqft

Property

Details

  • Parcel number: 640747
  • Zoning: 00000

Features

  • Patio & porch: Porch,Enclosed

Lot

  • Lot size: 4,188 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,748$56,976
Home Insurance *$203$2,436
Property Taxes $651$7,812
Electricity $405$4,860
Total$6,007$72,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,954/yr
40% on housing$180,210/yr
45% on housing$160,186/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 02155$433
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02155$470
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$1,099,999
1994-11-10Sold$130,000

For Sale by Agent

AgentMichael Wilson-Pierce
BrokerageCambridge Realty Group, Inc.

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