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204 Harvard St, Medford, MA, 02155

5beds
3baths
2,068sqft
$1,200,000
$580price/sqft
$7,566/moest. monthly cost
$302,640/yrincome needed

About This Home

Welcome to this expansive two-family home nestled in the heart of Medford, MA! Ideally located near Tufts University, vibrant Davis Square, Route 93, & public transportation options, restaurant/bakeries, this property offers unmatched convenience. Unit One spans two levels, boasting 3 spacious bedrooms, 2 full bathrooms, a tastefully remodeled kitchen, ample storage solutions & a newly renovated deck perfect for morning coffees or evening gatherings. Unit Two features 2 bedrooms, 1 full bath, a pantry & a spacious, remodeled covered balcony—an entertainer's dream. Both units come with separate utilities & the property boasts off-street parking for up to 10 vehicles—a rare find in this bustling area. Whether you're an investor seeking rental income or a homeowner desiring space with potential for additional revenue, this home is a golden opportunity. Don't miss out on owning a slice of Medford's charm!

Getting Around

92
WalkingWalker's Paradise
78
TransitExcellent Transit
78
BikeVery Bikeable

Schools

4/10
5/10
5/10
Medford High SchoolGrades PK,9-121.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle,Rubber
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Plumbed For Ice Maker
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Storage,Stone/Granite/Solid Counters,High Speed Internet,Upgraded Countertops,Walk-In Closet(s),Bathroom With Tub & Shower,Remodeled,Internet Available - Fiber-Optic,Pantry,Living Room,Dining Room,Kitchen,Family Room
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Hardwood,Wood,Stone/Ceramic Tile
  • Finished area below ground: 163
  • Finished area above ground: 1,905

Heating

  • Heating features: Baseboard,Natural Gas

Interior Area

  • Total structure area: 2,068
  • Total interior livable area: 2,068 sqft

Property

Details

  • Parcel number: M:V09 B:0025,644742
  • Zoning: RES

Features

  • Patio & porch: Porch,Deck,Covered
  • Exterior features: Balcony/Deck,Balcony,Rain Gutters
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 8,450 sqft
  • Features: Cleared,Level

Parking

  • Total spaces: 10
  • Parking features: Paved Drive,Off Street,On Street,Driveway,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$260$3,120
Property Taxes $832$9,984
Electricity $407$4,893
Total$7,566$90,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,405/yr
40% on housing$226,980/yr
45% on housing$201,760/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 02155$432
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02155$470
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,090,000
2024-09-20Listing removed$1,300,000
2024-08-14Listed for sale$1,300,000
2019-07-08Listing removed$4,300
2019-06-08Listed for rent$4,300
2019-01-05Listing removed$4,000
2018-11-08Listed for rent$4,000
2017-10-23Listing removed$1,800
2017-09-18Price change$1,800
2017-08-31Listed for rent$1,850
1998-08-31Sold$250,000
1993-06-01Sold$149,000
1989-02-23Sold$250,000

For Sale by Agent

AgentDNA Realty Group
BrokerageKeller Williams Realty

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