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12 Mount Vernon St APT 25, Melrose, MA, 02176

2beds
2baths
1,120sqft
$599,900
$536price/sqft
$4,020/moest. monthly cost
$160,800/yrincome needed

About This Home

Rare to market large open floor plan with 2 good size bedrooms, 2 full baths with lovely views of tree garden and sunrise. Extraordinarily spacious unit, the value is top notch. Updated eat in kitchen with custom cabinetry, unfolds to both the DR and LR, creating an open space that enjoys beautiful morning light from the balcony. Both BRs are generously sized, with ample room for sitting area or office. Master bedroom features a full tiled bath with granite vanity, linen closet & large walk-in closet. The 2nd full tiled bath is also in perfect condition. New hardwood floor in living, dining and bed rooms, plus new paint throughout. Central forced air. New insulated windows. 1 assigned garage parking. Common laundry facility on each floor. Storage unit on 1st floor. Easy living close to Melrose's downtown shops & dining activities, walk to bus, train and fells. This well-kept complex has many updates such as new elevator and renovated common areas! A must see.

Getting Around

83
WalkingVery Walkable
37
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

7/10
6/10
Melrose Middle SchoolGrades 6-80.9 mi
10/10
Melrose High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Range Hood

Bathroom1

  • Level: First
  • Area: 42.5

Bathroom2

  • Level: First
  • Area: 42.5

Bedroom2

  • Level: First
  • Area: 152.25

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 112.199999999

Features

  • Window features: Screens
  • Flooring: Wood,Tile
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: First
  • Area: 102

Living Room

  • Level: First
  • Area: 216

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 222

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: M:0C5 P:003925,653744
  • Zoning: URC

Features

  • Entry location: Unit Placement(Upper)
  • Exterior features: Balcony,Storage,Screens

Parking

  • Total spaces: 2
  • Parking features: Storage,Off Street,Assigned,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$138$1,656
Property Taxes $495$5,940
Electricity $354$4,259
Total$4,020$48,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,828/yr
40% on housing$120,600/yr
45% on housing$107,200/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 02176$373
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02176$461
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$649,000
2022-10-29Listing removed$499,000
2022-07-29Listed for sale$499,000
2018-04-02Listing removed$468,800
2018-02-18Price change$468,800
2017-11-29Listed for sale$488,000
2017-11-06Sold$372,000
2017-10-16Pending sale$389,900
2017-10-10Listed for sale$389,900
2010-05-18Sold$260,000
1989-09-13Sold$133,500

For Sale by Agent

AgentLisa Berry
BrokerageSimply Sell Realty

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