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6 Birch Hill Rd, Melrose, MA, 02176

3beds
2baths
1,800sqft
$699,000
$388price/sqft
$4,615/moest. monthly cost
$184,600/yrincome needed

About This Home

Built in 1940 and situated on a charming, tree-lined street, this classic three-bedroom, one-and-a-half-bath Colonial presents an exciting opportunity for contractors, investors, or buyers with a vision. Rich in character, the home features beautiful original millwork, two fireplaces, a traditional floor plan, and a partially finished basement offering additional living-space potential. The property requires extensive renovation but provides a wonderful foundation for thoughtful updates while preserving the timeless appeal of its 1940s architecture. Additional features include a one-car garage and a private backyard with plenty of potential to create an inviting outdoor retreat. Conveniently located within walking distance of neighborhood schools and close to local amenities, this diamond in the rough is ready to be restored and transformed into a true neighborhood showcase.

Getting Around

46
WalkingCar-Dependent
29
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

8/10
Hoover Elementary SchoolGrades K-50.1 mi
6/10
Melrose Middle SchoolGrades 6-81.2 mi
10/10
Melrose High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher
  • Laundry features: In Basement

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: First

Family Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: Basement

Features

  • Den
  • Flooring: Wood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: M:0F5 P:0000026,656468
  • Zoning: URA
  • Foundation area: 999

Lot

  • Lot size: 6,913 sqft
  • Features: Cleared

Parking

  • Total spaces: 4
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$161$1,932
Property Taxes $566$6,792
Electricity $354$4,259
Total$4,615$55,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,228/yr
40% on housing$138,450/yr
45% on housing$123,066/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 02176$371
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02176$461
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Contingent$699,000
2026-08-03Listed for sale$699,000
1987-11-06Sold$233,000
1987-05-04Sold$218,000

For Sale by Agent

AgentCyndi Arpin
BrokerageCA Real Estate and Design

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