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408 Swains Pond Ave, Melrose, MA, 02176

3beds
2baths
1,958sqft
$784,900
$401price/sqft
$5,171/moest. monthly cost
$206,840/yrincome needed

About This Home

OPEN HOUSE SUNDAY AUGUST 16TH 12PM-3PM. Welcome home to this beautifully renovated three bedroom Ranch Style home situated on tree lined CORNER lot in desirable MOUNT HOOD area. This meticulously maintained one owner home offers the perfect blend of comfort and convenience matching modern updates with classic charm. From the Large spacious sun drenched living room/dining room combo with beautiful hardwood flooring to the fully applianced kitchen with breakfast bar, three bedrooms with large closets, hardwood floor, replacement windows and 1.5 baths. The heated finished basement offers large Bonus room with dry bar, and 13x17 office or spare room perfect for entertaining and spacious laundry room. The one car garage is easy access to the knotty pine sunroom overlooking the spacious backyard and is on a corner lot. Convenient to golf course, lake, transportation, schools, shopping and hospital. This home is ready and waiting for its next owner to move right in and enjoy.

Getting Around

43
WalkingCar-Dependent
26
TransitSome Transit
18
BikeSomewhat Bikeable

Schools

8/10
Hoover Elementary SchoolGrades K-50.2 mi
6/10
Melrose Middle SchoolGrades 6-81.3 mi
10/10
Melrose High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bathroom2

  • Features: Bathroom - Half
  • Level: Basement

Bedroom2

  • Features: Flooring - Hardwood, Closet - Double
  • Level: First
  • Area: 108

Bedroom3

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting, Slider, Lighting - Pendant
  • Level: First
  • Area: 112

Features

  • Bathroom - Half,Ceiling Fan(s),Closet,Slider,Bonus Room,Home Office,Sun Room
  • Window features: Screens
  • Flooring: Tile,Hardwood,Wood Laminate,Flooring - Vinyl,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 806
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Baseboard,Electric Baseboard,Oil,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,958
  • Total interior livable area: 1,958 sqft

Kitchen

  • Features: Flooring - Laminate
  • Level: First
  • Area: 108

Living Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting
  • Level: First
  • Area: 336

Master Bedroom

  • Features: Flooring - Hardwood, Closet - Double
  • Level: First
  • Area: 140

Office

  • Features: Flooring - Vinyl, Exterior Access
  • Level: Basement
  • Area: 221

Property

Details

  • Parcel number: 656586
  • Zoning: Res

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Rain Gutters,Screens

Lot

  • Lot size: 8,237 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,968$47,616
Home Insurance *$181$2,172
Property Taxes $636$7,632
Electricity $386$4,633
Total$5,171$62,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,291/yr
40% on housing$155,130/yr
45% on housing$137,893/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 02176$370
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02176$461
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$784,900
2026-07-08Listed for sale$794,900
2026-06-30Contingent$794,900
2026-06-25Listed for sale$794,900

For Sale by Agent

AgentKaren West
BrokerageWest Real Estate

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