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646 Lynn Fells Pkwy, Melrose, MA, 02176

4beds
3baths
2,142sqft
$850,000
$397price/sqft
$5,604/moest. monthly cost
$224,160/yrincome needed

About This Home

Much bigger than it appears! This fully updated Cape features 4 bedrooms and 3 full baths spread across three fully-finished levels. Plenty of room to spread out in the giant living room with charming pellet stove & in the open floor plan kitchen/dining area. Upstairs are three bedrooms, including a very large primary. The lower level in-law suite has a separate walk-out entrance (requiring NO STAIRS from the driveway), which opens up so many possibilities: extended family living, teen suite, au pair quarters, or maybe the possibility of rental income from an ADU. Endless summertime fun awaits in the fully fenced yard, on the recently renovated deck, & on the charming brick patio. Many recent updates including BRAND NEW A/C system. Phenomenal location 1 mile to commuter rail, close to bus and Orange Line, less than 2 miles to the Fells, very close to all schools and the Early Childhood Center, & near numerous shops, restaurants and markets in downtown Melrose.

Getting Around

68
WalkingSomewhat Walkable
30
TransitSome Transit
51
BikeBikeable

Schools

9/10
6/10
Melrose Middle SchoolGrades 6-80.7 mi
10/10
Melrose High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)
  • Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Sump Pump

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup, Lighting - Sconce
  • Level: Main,First
  • Area: 80

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Lighting - Sconce, Pedestal Sink
  • Level: Second
  • Area: 50

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup, Lighting - Sconce
  • Level: Basement
  • Area: 121

Bedroom2

  • Features: Closet, Flooring - Laminate
  • Level: Second
  • Area: 117

Bedroom3

  • Features: Closet, Flooring - Laminate
  • Level: Second
  • Area: 120

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Basement
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting, Lighting - Overhead
  • Level: First
  • Area: 180

Family Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting
  • Level: Basement
  • Area: 187

Features

  • Kitchen Island,Open Floorplan,Recessed Lighting,Lighting - Pendant,Kitchen,Wired for Sound
  • Flooring: Wood,Tile,Laminate,Flooring - Stone/Ceramic Tile
  • Finished area below ground: 672
  • Finished area above ground: 1,470

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 2,142
  • Total interior livable area: 2,142 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Deck - Exterior, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant
  • Level: First
  • Area: 156

Living Room

  • Features: Wood / Coal / Pellet Stove, Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 299

Master Bedroom

  • Features: Closet, Flooring - Laminate
  • Level: Second
  • Area: 247

Property

Details

  • Parcel number: 660180
  • Zoning: URA
  • Exclusions: Cabinet In Dr Can Stay.

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio,Storage,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,247 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$196$2,352
Property Taxes $688$8,256
Electricity $422$5,068
Total$5,604$67,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,137/yr
40% on housing$168,120/yr
45% on housing$149,440/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 02176$371
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02176$461
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$885,000
2023-07-27Listing removed$849,900
2023-06-21Listed for sale$849,900
2018-06-28Sold$585,000
2018-05-24Pending sale$579,000
2018-05-18Listed for sale$579,000
2018-05-09Pending sale$579,000
2018-05-02Listed for sale$579,000
2016-02-29Sold$525,000
2016-01-13Pending sale$549,900
2015-10-30Listed for sale$549,900
2015-09-09Pending sale$549,900
2015-08-26Listed for sale$549,900

For Sale by Agent

AgentKatherine Meisenheimer
BrokerageLAER Realty Partners

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