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212 Riva Ridge Dr, Fairview, NC, 28730

4beds
3baths
2,339sqft
$620,000
$265price/sqft
$3,889/moest. monthly cost
$155,560/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home in the desirable gated community of Fairview Downs, located less than 15 minutes from downtown Asheville. The main level features a spacious primary suite with a walk-in closet and an ensuite bath with heated floors. Upstairs offers three generously sized bedrooms and a large full bath, perfect for guests or family. The finished lower level—with private entrance and full bath—provides flexible space for a family room, guest suite, office, or potential rental. Outdoor living includes a covered front porch, back deck, and peaceful patio overlooking a large yard perfect for play, relaxation or gardening. The attached two car garage is heated and cooled, making it an ideal spot for hobbies, home gym, or workshop. Three car garage provides plenty of parking for vehicles with additional storage space. This home blends comfort, space, and versatility in a community with a beautiful park—ideal for those seeking quality living.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Fairview ElementaryGrades K-51.7 mi
7/10
Cane Creek MiddleGrades 6-83.7 mi
8/10
A C Reynolds HighGrades PK,9-122.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Construction materials: Block,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Oven,Exhaust Hood,Freezer,Gas Cooktop,Oven,Refrigerator,Self Cleaning Oven
  • Laundry features: Common Area,Inside,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Basement Shop,Daylight,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Attic Other,Breakfast Bar,Pantry,Storage,Walk-In Closet(s)
  • Door features: Pocket Doors,Sliding Doors
  • Flooring: Carpet,Laminate,Hardwood,Tile
  • Fireplace features: Living Room,Propane
  • Attic: Other
  • Finished area below ground: 533
  • Finished area above ground: 1,806

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,806
  • Total interior livable area: 2,339 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 967688243500000
  • Zoning: OU
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Side Porch
  • Exterior features: Storage,Other - See Remarks
  • Fencing: Privacy

Lot

  • Lot size: 0.94 Acres
  • Features: Cleared,Cul-De-Sac,Orchard(s),Private,Wooded

Parking

  • Total spaces: 9
  • Parking features: Driveway,Attached Garage,Detached Garage,Garage Faces Front,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$173$2,076
Property Taxes $364$4,368
Electricity $217$2,614
Total$3,889$46,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,337/yr
40% on housing$116,670/yr
45% on housing$103,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 28730$259
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28730$269
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$620,000
2025-12-06Listing removed$665,000
2025-11-24Listed for sale$665,000
2025-10-05Listing removed$675,000
2025-08-13Price change$675,000
2025-06-26Price change$695,000
2025-06-05Listed for sale$712,000
2018-07-02Sold$405,000
2018-05-24Pending sale$410,000
2018-05-16Listed for sale$410,000

For Sale by Agent

AgentJohn Duncan
BrokerageSeller Solutions

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