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92 Pond St, Natick, MA, 01760

4beds
5baths
4,193sqft
$1,699,000
$405price/sqft
$11,416/moest. monthly cost
$456,640/yrincome needed

About This Home

Everyone’s talking about ADUs. This is how you actually do one.92 Pond Street is a fully renovated, sun-drenched home just a half mile from the charm of Natick Center — and it comes with what buyers have been searching for: a fully self-contained Additional Dwelling Unit with its own private entrance, kitchen, and laundry. Live in one, rent the other, host family while still keeping privacy intact. The flexibility here is genuinely rare. The main house is bright, generous, and thoughtfully laid out. A welcoming foyer opens to expansive living and dining spaces filled with natural light, dedicated laundry, and effortless flow throughout. Upstairs offers beautifully scaled bedrooms, full baths, and quiet, private spaces to retreat. Then there’s the third floor — one of those rare spaces that can become whatever you need it to be: a primary suite, home office, playroom, guest retreat, or creative studio. Outside, a detached two-car garage completes this property.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
9/10
Natick High SchoolGrades PK,9-120.4 mi
9/10
BrownGrades K-41.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Refrigerator,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Window features: Insulated Windows,Screens
  • Flooring: Wood,Tile
  • Finished area below ground: 1,131
  • Finished area above ground: 3,062

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,193
  • Total interior livable area: 4,193 sqft

Master Bathroom

  • Features: Yes

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 671175
  • Zoning: RSA

Features

  • Patio & porch: Porch,Porch - Enclosed
  • Exterior features: Porch,Porch - Enclosed,Rain Gutters,Professional Landscaping,Screens
  • Waterfront features: Lake/Pond,Walk to,Other (See Remarks),3/10 to 1/2 Mile To Beach

Lot

  • Lot size: 7,161 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 7
  • Parking features: Detached,Garage Door Opener,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$321$3,852
Property Taxes $1,678$20,136
Electricity $826$9,921
Total$11,416$136,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$391,405/yr
40% on housing$342,480/yr
45% on housing$304,426/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 01760$386
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01760$441
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,599,000
2026-05-21Listed for sale$1,699,000

For Sale by Agent

AgentDonna Scott Group
BrokerageColdwell Banker Realty - Wellesley

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