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58 W Central St, Natick, MA, 01760

5beds
3baths
2,122sqft
$784,999
$370price/sqft
$5,310/moest. monthly cost
$212,400/yrincome needed

About This Home

Don’t miss your chance to own this unique income-generating 2-family home in the heart of downtown Natick, just steps from the Common, commuter rail & shops! This property is loaded with potential for investors, owner-occupants, or contractors ready to bring their vision & sweat equity. With its unbeatable location & versatile layout, you can rent both units for solid income or live in one & rent the other. Located in a Historic District, the home offers charm and character, but any renovations will require board review. Buyers & their agents should perform their own due diligence. Tons of potential in a sought-after neighborhood. Live/rent or invest, flexible use. This is truly a one-of-a-kind property ready for your finishing touches! Great investment opportunity! This well-maintained two-family property is currently fully rented, offering immediate rental income. Each unit is occupied by reliable tenants, making this an ideal turn-key investment.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
9/10
Natick High SchoolGrades PK,9-120.6 mi
9/10
Brown Elementary SchoolGrades K-41.7 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Granite,Irregular
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator
  • Laundry features: Washer & Dryer Hookup,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Mudroom,Ceiling Fan(s),Pantry,Stone/Granite/Solid Counters,Living Room,Dining Room,Kitchen,Sunroom,Living RM/Dining RM Combo
  • Window features: Picture Window
  • Flooring: Wood,Laminate,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,122

Heating & Cooling

  • Heating features: Central,Steam,Natural Gas,Electric,Unit Control
  • Cooling features: None

Interior Area

  • Total structure area: 2,122
  • Total interior livable area: 2,122 sqft

Property

Details

  • Parcel number: M:00000043 P:00000284,671280
  • Zoning: RSA

Features

  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: Fenced

Lot

  • Lot size: 10,228 sqft

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$148$1,776
Property Taxes $775$9,300
Electricity $418$5,021
Total$5,310$63,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,057/yr
40% on housing$159,300/yr
45% on housing$141,600/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 01760$386
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01760$441
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$784,999
2026-03-09Listing removed$784,999
2026-02-28Contingent$784,999
2025-11-26Price change$784,999
2025-11-02Listed for sale$799,999
2025-08-26Listing removed$799,999
2025-07-15Contingent$799,999
2025-06-22Listed for sale$799,999
2024-04-26Listing removed$850,000
2024-02-26Listed for sale$900,000
2022-03-16Sold$485,000
2021-11-29Listed for sale$499,000
2021-01-19Listing removed--
2021-01-07Listed for sale$650,000

For Sale by Agent

AgentRaymond Powell
BrokerageRaymond Douglas Living

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