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49 Summer St, Natick, MA, 01760

6beds
3baths
99,999sqft
$1,199,000
$12price/sqft
$27,191/moest. monthly cost
$1,087,640/yrincome needed

About This Home

Rarely available opportunity in the heart of Natick Center. 49 Summer Street, a two-family house PLUS 20 Spring Street, a detached commercial/retail building situated adjacently. Tremendous potential for transformation/redevelopment. The property sits steps from other recently constructed developments on Summer Street. Natick Center is thriving with revitalization; a high demand for redevelopment and mixed-use residential. Rental rates offer significant upside potential: Strong demand for new construction townhomes, condominiums and retail space. Buyer to perform due diligence / verify all details and information to their satisfaction. An exceptional setting in an unbeatable location. $12,000.00 heating system for second floor unit. Boiler was replaced by Coan and has one heating season on it.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
Wilson Middle SchoolGrades 5-81.3 mi
9/10
Natick High SchoolGrades PK,9-120.8 mi
7/10
Lilja Elementary SchoolGrades K-41.4 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Stone,Granite
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 99,999

Interior Area

  • Total structure area: 99,999
  • Total interior livable area: 99,999 sqft

Property

Details

  • Parcel number: 671362
  • Zoning: RSA

Features

  • Patio & porch: Porch
  • Waterfront features: Lake/Pond,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 8,150 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 8
  • Parking features: Paved Drive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$226$2,712
Property Taxes $1,184$14,208
Electricity $19,719$236,629
Total$27,191$326,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$932,262/yr
40% on housing$815,730/yr
45% on housing$725,093/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$12This listing

vs Other Active Listings

Avg $/sqft

ZIP 01760$392
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01760$441
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$1,199,000
2025-09-03Price change$1,300,000
2025-08-05Price change$1,425,000
2024-12-12Listed for sale$1,500,000
2017-01-02Listing removed$725,000
2016-09-30Price change$725,000
2016-05-24Price change$749,000
2016-03-31Price change$759,000
2016-03-28Listed for sale$749,000

For Sale by Agent

AgentJohn McHugh Real Estate Group
BrokerageColdwell Banker Realty - Wellesley

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