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7 Cross St, Natick, MA, 01760

3beds
2baths
928sqft
$629,900
$679price/sqft
$4,280/moest. monthly cost
$171,200/yrincome needed

About This Home

Fantastic opportunity in Natick with a great in-town location close to downtown shopping and the train station. This updated home offers 2/ 3 bedrooms, including a second-floor primary bedroom with a possible third bedroom. Features include 1.5 baths, an updated large kitchen, a spacious mudroom, a newer heating system, and 100-amp electrical service with circuit breakers. Outside, enjoy a nice lot for entertaining plus a detached one-car garage. Show and sell!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
8/10
9/10
Natick High SchoolGrades PK,9-120.7 mi

Construction

Condition

  • Year built: 1824

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Refrigerator,Range Hood
  • Laundry features: In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Full, Flooring - Vinyl
  • Level: First

Bathroom2

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows,Screens
  • Flooring: Wood,Carpet,Laminate
  • Finished area above ground: 928

Heating & Cooling

  • Heating features: Steam,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile
  • Level: First

Living Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:00000051 P:00000340,674187
  • Zoning: RG

Features

  • Exterior features: Rain Gutters,Screens

Lot

  • Lot size: 7,148 sqft

Parking

  • Total spaces: 3
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$119$1,428
Property Taxes $622$7,464
Electricity $354$4,259
Total$4,280$51,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,742/yr
40% on housing$128,400/yr
45% on housing$114,133/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$679This listing

vs Other Active Listings

Avg $/sqft

ZIP 01760$387
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01760$441
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$649,900
2016-09-16Sold$305,000
2016-08-12Pending sale$325,000
2016-07-29Price change$325,000
2016-07-14Price change$334,900
2016-07-01Price change$339,900
2016-06-22Listed for sale$349,900
2014-08-12Sold$250,000
2014-06-05Listed for sale$250,000

For Sale by Agent

AgentNelson Zide
BrokerageERA Key Realty Services- Fram

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