82 Cottage St, Natick, MA, 01760
About This Home
RARE FIND IN NATICK - 1.48 ACRES ABUTTING CONSERVATION! Step inside and discover a home that feels worlds away while keeping you close to everything Natick has to offer. This updated 3-bedroom, 1.5-bath ranch offers a surprisingly spacious and versatile layout with 2,124 sq. ft. of finished living space and a private natural setting that's increasingly hard to find. Sunlight fills the main level, where refinished hardwood floors, fresh paint and updated baths create a warm, move-in-ready feel. But the true showstopper may be out back - a covered composite deck overlooking a peaceful wooded landscape and conservation land, creating your own private retreat for morning coffee, summer dinners or simply unwinding at the end of the day. Downstairs, the finished walkout lower level adds approximately 600 sq. ft. of flexible living space - ideal for a family room, home office, gym, playroom or guest space - with direct access to the patio and backyard. Public water, public sewer, 200+ amp electrical, ample parking and NO HOA add everyday convenience. All of this just minutes from shopping, dining, recreation, commuter routes and everything that makes Natick such a sought-after community. If you've been waiting for privacy, land AND location, 82 Cottage Street deserves a second look.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Plumbed For Ice Maker
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access,Radon Remediation System
Bathroom1
- Features: Bathroom - Full, Bathroom - With Tub, Closet - Linen, Remodeled, Lighting - Sconce, Lighting - Overhead
- Level: Main,First
Bathroom2
- Features: Bathroom - Half
- Level: Basement
Bedroom2
- Features: Closet, Flooring - Hardwood
- Level: Main,First
Bedroom3
- Features: Closet, Flooring - Hardwood
- Level: Main,First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Features: Skylight, Vaulted Ceiling(s), Flooring - Stone/Ceramic Tile, Open Floorplan, Sunken
- Level: First
Features
- Bonus Room
- Flooring: Wood,Tile,Laminate
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 600
- Finished area above ground: 1,524
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: None
Interior Area
- Total structure area: 2,124
- Total interior livable area: 2,124 sqft
Kitchen
- Features: Skylight, Vaulted Ceiling(s), Flooring - Stone/Ceramic Tile, Recessed Lighting, Remodeled, Stainless Steel Appliances
- Level: Main,First
Living Room
- Features: Flooring - Hardwood
- Level: Main,First
Master Bathroom
- Features: No
Master Bedroom
- Features: Closet, Flooring - Hardwood
- Level: Main,First
Property
Details
- Parcel number: M:00000061 P:00000015,675401
- Zoning: RSB
Features
- Patio & porch: Deck - Roof,Deck - Composite,Covered
- Exterior features: Deck - Roof,Deck - Composite,Covered Patio/Deck,Rain Gutters
Lot
- Lot size: 1.48 Acres
Parking
- Total spaces: 6
- Parking features: Paved Drive,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $839 | $10,068 |
| Electricity | $418 | $5,026 |
| Total | $5,715 | $68,580 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $850,000 |
| 2026-06-15 | Price change | $899,000 |
| 2026-06-03 | Listed for sale | $920,000 |
| 2013-08-28 | Sold | $430,000 |
| 2013-06-26 | Pending sale | $430,000 |
| 2013-06-20 | Listed for sale | $430,000 |
| 2007-06-21 | Sold | $421,000 |
| 2007-04-12 | Sold | $267,800 |
| 2006-05-15 | Sold | $399,099 |
| 1998-07-31 | Sold | $217,500 |
| 1987-07-17 | Sold | $185,500 |
View on Zillow