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18 Phillips Pond Rd #18, Natick, MA, 01760

4beds
4baths
4,038sqft
$1,425,000
$353price/sqft
$9,677/moest. monthly cost
$387,080/yrincome needed

About This Home

Located in the desirable Phillips Pond neighborhood of South Natick, 18 Phillips Pond Road, a single family home is part of an exclusive HOA offering a blend of modern elegance and refined design. Residents enjoy maintenance-free living with access to exclusive community amenities including a pool, tennis courts, pickle courts, and clubhouse! This stunning contemporary-style home sits on nearly 1/2 an acre of beautifully landscaped grounds at the end of a quiet cul-de-sac. With 8 spacious rooms, including 4 bedrooms and 3.5 baths, the home features an open floor plan ideal for entertaining and every day living. The sun-filled interior boasts soaring windows, vaulted ceilings, and 2 fireplaces, while the formal living room and expansive family room provide versatile living space. A first-floor master suite offers ease and privacy, and the finished basement adds valuable flexible space. The kitchen is outfitted with high-end cabinetry, granite countertops, and stainless steel appliances.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Natick High SchoolGrades PK,9-122.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Range,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half, Flooring - Hardwood, Lighting - Sconce
  • Level: Main,First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Overhead
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Recessed Lighting, Lighting - Overhead
  • Level: Basement

Bedroom2

  • Features: Beamed Ceilings, Closet, Flooring - Hardwood
  • Level: Second
  • Area: 176

Bedroom3

  • Features: Closet, Flooring - Hardwood, Half Vaulted Ceiling(s)
  • Level: Second
  • Area: 324

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 231

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Cathedral Ceiling(s), Flooring - Hardwood, Open Floorplan, Wainscoting, Lighting - Sconce, Decorative Molding
  • Level: Main,First
  • Area: 221

Family Room

  • Features: Ceiling Fan(s), Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Overhead
  • Level: First
  • Area: 528

Features

  • Closet/Cabinets - Custom Built,Recessed Lighting,Slider,Lighting - Overhead,Wet bar,Office,Play Room,Wet Bar
  • Flooring: Tile,Carpet,Hardwood,Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,649
  • Finished area above ground: 2,389

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,038
  • Total interior livable area: 4,038 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Recessed Lighting, Slider, Stainless Steel Appliances
  • Level: Main,First
  • Area: 285

Living Room

  • Features: Cathedral Ceiling(s), Flooring - Hardwood, Exterior Access, Open Floorplan, Recessed Lighting, Slider
  • Level: Main,First
  • Area: 544

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Ceiling Fan(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Recessed Lighting, Half Vaulted Ceiling(s)
  • Level: Main,First
  • Area: 252

Office

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access, Recessed Lighting, Slider, Lighting - Overhead
  • Level: Main
  • Area: 117

Property

Details

  • Parcel number: M:00000074 P:0000005L,676518
  • Zoning: RSB

Features

  • Entry location: Unit Placement(Street)
  • Patio & porch: Porch,Screened,Deck,Patio
  • Exterior features: Porch,Porch - Screened,Deck,Patio,Garden,Rain Gutters,Sprinkler System

Lot

  • Lot size: 0.48 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,205$86,460
Home Insurance *$269$3,228
Property Taxes $1,407$16,884
Electricity $796$9,555
Total$9,677$116,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,782/yr
40% on housing$290,310/yr
45% on housing$258,053/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 01760$386
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01760$441
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-07Price change$1,495,000
2025-11-09Price change$1,575,000
2025-10-08Price change$1,625,000
2025-09-05Price change$1,675,000
2025-06-18Listed for sale$1,750,000
2010-01-06Sold$822,000
1988-11-09Sold$836,596

For Sale by Agent

AgentDebi Benoit
BrokerageWilliam Raveis R.E. & Home Services

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