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189 Mount Vernon St, Newton, MA, 02465

6beds
5baths
4,545sqft
$2,300,000
$506price/sqft
$14,714/moest. monthly cost
$588,560/yrincome needed

About This Home

This elegant Colonial offers timeless character and exceptional space, featuring 6 bedrooms plus a dedicated office, high ceilings, and beautiful period details. From the wrap porch enter a gracious foyer with a turned staircase to set the tone, leading to a large, beam-accented living room and a formal dining room with a bay window that flows seamlessly into the eat-in kitchen. A half bath and screened porch complete the main level. The second floor includes four bedrooms and two full baths, highlighted by a spacious primary suite with a walk-in closet, fireplace, and en suite bath. The third floor provides two additional bedrooms, a full bath, and a private office—ideal for guests or flexible living. A walkout lower level offers a media room with glass doors opening to a mostly level, private yard, creating the perfect setting for indoor-outdoor living. Set in a coveted location, the home offers close proximity to the commuter rail, major highways, shops and restaurants. A Gem!

Getting Around

61
WalkingSomewhat Walkable
32
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

9/10
Cabot Elementary SchoolGrades K-51.0 mi
9/10
F A Day Middle SchoolGrades 6-80.7 mi
10/10
Newton North High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Stone,Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom3

  • Features: Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom5

  • Features: Closet, Flooring - Hardwood
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First

Family Room

  • Features: Flooring - Stone/Ceramic Tile, Exterior Access, Recessed Lighting, Slider
  • Level: Basement

Features

  • Closet,Bathroom - Full,Recessed Lighting,Bathroom - Half,Bedroom,Bathroom,Office,Mud Room
  • Flooring: Flooring - Hardwood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 528
  • Finished area above ground: 4,017

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,545
  • Total interior livable area: 4,545 sqft

Kitchen

  • Features: Window(s) - Bay/Bow/Box, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Exterior Access, Stainless Steel Appliances, Gas Stove
  • Level: First

Living Room

  • Features: Beamed Ceilings, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Hardwood
  • Level: Second

Office

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: Third

Property

Details

  • Parcel number: 686881
  • Zoning: SR2

Features

  • Patio & porch: Porch,Screened,Patio
  • Exterior features: Porch,Porch - Screened,Patio,Sprinkler System

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage Door Opener,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$329$3,948
Property Taxes $1,859$22,308
Electricity $896$10,754
Total$14,714$176,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$504,480/yr
40% on housing$441,420/yr
45% on housing$392,373/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$506This listing

vs Other Active Listings

Avg $/sqft

ZIP 02465$606
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02465$649
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,300,000
2018-03-26Sold$1,695,000
2018-02-16Pending sale$1,695,000
2018-02-07Listed for sale$1,695,000
2014-08-07Sold$1,234,000
2014-05-28Price change$1,299,000
2014-05-06Price change$1,319,000
2014-04-09Listed for sale$1,395,000
1989-04-10Sold$369,000

For Sale by Agent

AgentNoreen Boyce
BrokerageGibson Sotheby's International Realty

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