See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45 Cragmore Rd, Newton, MA, 02464

2beds
1baths
910sqft
$899,000
$988price/sqft
$5,840/moest. monthly cost
$233,600/yrincome needed

About This Home

Developers and End Users - Newton Upper Falls/Angier School district. This charming smaller reasonably maintained home sits on a large 12,880 square foot lot only 1/3 mile to Eliot T Station, less than 1/2 mile to the Charles River Wetlands Trail, ¾ of a mile to Cold Spring Park and a mile or less to the villages of Waban and Newton Highlands. It is a perfect condo alternative with plenty of expansion or development potential. The main level has a spacious living room with a picture window and wood-burning fireplace that opens to a nice-sized dining room which connects to the tidy kitchen. Off the kitchen is a wonderful enclosed 3 season porch and wood deck. A portion of the yard is fenced. A hallway off the living room leads to the private bedroom area with two large bedrooms and the full bathroom. Presently unfinished, the lower level has great ceiling height, abundant storage and direct entry to the oversized one car garage. SR2 Zoned.

Getting Around

44
WalkingCar-Dependent
50
TransitGood Transit
34
BikeSomewhat Bikeable

Schools

9/10
Angier Elementary SchoolGrades K-50.8 mi
10/10
10/10
Newton South High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Bathroom1

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: First

Bedroom2

  • Features: Closet - Linen, Closet, Flooring - Hardwood
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 910

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Kitchen

  • Features: Flooring - Hardwood
  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: First

Property

Details

  • Parcel number: M:0054 B:0048 L:0014,696943
  • Zoning: SR2

Features

  • Patio & porch: Porch - Enclosed,Deck - Wood
  • Exterior features: Porch - Enclosed,Deck - Wood,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Under,Garage Door Opener,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$214$2,568
Property Taxes $727$8,724
Electricity $354$4,259
Total$5,840$70,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,228/yr
40% on housing$175,200/yr
45% on housing$155,733/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$988This listing

vs Other Active Listings

Avg $/sqft

ZIP 02464$573
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02464$434
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$899,000
2026-07-29Listed for sale$899,000

For Sale by Agent

AgentMatt Montgomery Group
BrokerageCompass

Similar Homes