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49 Porter St, Somerville, MA, 02143

12beds
4baths
4,110sqft
$2,396,000
$583price/sqft
$15,555/moest. monthly cost
$622,200/yrincome needed

About This Home

Located in Somerville’s desirable Spring Hill neighborhood, this property offers strong urban living and investment potential. Ideally situated between Porter and Davis Squares with a 91 Walk Score, it provides convenient access to the MBTA Red Line, Commuter Rail, local shops, dining, and nearby universities including Harvard, Lesley, and Tufts. The home features generous layouts, high ceilings, original hardwood floors, and abundant natural light throughout. Outdoor amenities include multiple private decks and a shared yard, offering flexible options for relaxation or entertaining. Well-maintained and move-in ready, the property also presents value add potential for investors seeking to enhance equity and rental income. Classic three deck configuration with a functional layout well suited for both owner occupants and investment use. Q1 2026 market data indicates strong upward pressure on rental rates in the 02143 zip code, reinforcing capitalization rate potential.

Getting Around

91
WalkingWalker's Paradise
83
TransitExcellent Transit
84
BikeVery Bikeable

Schools

6/10
Somerville High SchoolGrades 9-120.8 mi
8/10
Benjamin G. Brown SchoolGrades K-50.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family - 3 Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Wood
  • Finished area above ground: 4,110

Interior Area

  • Total structure area: 4,110
  • Total interior livable area: 4,110 sqft

Property

Details

  • Parcel number: 752883
  • Zoning: NR

Features

  • Exterior features: Balcony

Lot

  • Lot size: 3,948 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,115$145,380
Home Insurance *$485$5,820
Property Taxes $2,145$25,740
Electricity $810$9,725
Total$15,555$186,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$533,314/yr
40% on housing$466,650/yr
45% on housing$414,800/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$583This listing

vs Other Active Listings

Avg $/sqft

ZIP 02143$560
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02143$805
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$2,396,000
2025-06-15Listing removed$4,250
2025-06-09Listed for rent$4,250
2025-05-29Listing removed$4,000
2025-05-22Price change$4,000
2025-04-24Price change$4,200
2025-04-11Listed for rent$4,300
2020-05-14Listing removed$4,000
2020-03-22Listed for rent$4,000
2017-08-03Listing removed$3,900
2017-06-29Listed for rent$3,900
2016-12-23Listing removed$1,600,000
2016-12-09Pending sale$1,600,000
2016-11-30Listed for sale$1,600,000
2016-07-01Listing removed$3,650
2015-08-10Listing removed$3,750
2015-07-14Price change$3,750
2015-06-10Price change$3,900
2015-04-24Price change$3,950
2015-04-15Listed for rent$4,050
2011-08-04Listing removed$3,050
2011-07-24Price change$3,050
2011-07-12Price change$3,100
2011-06-28Price change$3,150
2011-06-21Listed for rent$3,250
2007-04-13Sold$684,250

For Sale by Agent

AgentMontivista Real Estate Group
BrokerageeXp Realty

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