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309 Beacon St, Somerville, MA, 02143

7beds
4baths
3,200sqft
$1,595,000
$498price/sqft
$10,446/moest. monthly cost
$417,840/yrincome needed

About This Home

Unbeatable location meets incredible versatility at 309 Beacon Street, a massive 7-bedroom, 3.5-bathroom residence perfectly situated on the Cambridge/Somerville line. Delivering immediate high-income potential, the sun-filled, multi-level interior features a modern eat-in kitchen with granite countertops and stainless steel appliances, classic hardwood floors, central heat and A/C, and relaxing jacuzzi tubs. Exceptional outdoor and logistical perks truly set this property apart, including a deck ideal for entertaining and rare off-street parking accommodating up to four vehicles. Boasting a stellar 96 Walk Score, the home is just steps from Porter Station, Harvard University, and the vibrant dining and shopping scenes driving local demand. Whether you are looking for a premier, turnkey rental asset with a perennial tenant pool or a smart multi-family conversion project (subject to approval), this highly flexible property promises exceptional value.

Getting Around

96
WalkingWalker's Paradise
78
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt/Composition Shingles
  • Construction materials: Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 196

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 273

Bedroom4

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 143

Bedroom5

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 221

Family Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 198

Features

  • Living/Dining Rm Combo,Bedroom
  • Flooring: Wood
  • Finished area below ground: 1,150
  • Finished area above ground: 2,050

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 192

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 286

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 150

Property

Details

  • Parcel number: 753158
  • Zoning: NR

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Storage

Lot

  • Lot size: 4,138 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Off Street,Tandem,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$322$3,864
Property Taxes $1,428$17,136
Electricity $631$7,572
Total$10,446$125,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$358,148/yr
40% on housing$313,380/yr
45% on housing$278,560/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$498This listing

vs Other Active Listings

Avg $/sqft

ZIP 02143$562
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02143$805
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$1,595,000
2026-06-10Listed for sale$1,675,000
2026-05-18Listing removed$7,900
2026-04-20Listing removed$1,795,000
2026-03-18Listed for rent$7,900
2026-03-18Listing removed$7,900
2026-03-10Listed for sale$1,795,000
2025-11-12Price change$7,900
2025-11-07Price change$6,000
2025-09-04Listing removed$1,975,000
2025-08-14Listed for rent$6,900
2025-08-14Listing removed$8,200
2025-07-30Price change$8,200
2025-07-30Price change$7,700
2025-07-09Price change$1,975,000
2025-07-02Price change$8,200
2025-06-24Listed for sale$2,199,000
2025-05-30Price change$8,900
2025-05-20Listed for rent$9,200
2024-06-21Listing removed--
2024-05-31Listed for rent$8,200
2023-06-07Listing removed--
2023-05-15Price change$7,900
2023-05-08Listed for rent$7,600
2022-06-30Listing removed--
2009-11-04Sold$135,000
1994-11-02Sold$135,000

For Sale by Agent

AgentSugandha Singh
BrokerageStuart St James, Inc.

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