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70 Oxford St, Somerville, MA, 02143

5beds
3baths
3,550sqft
$2,400,000
$676price/sqft
$15,468/moest. monthly cost
$618,720/yrincome needed

About This Home

Set on a quiet tree-lined street in Somerville’s sought-after Spring Hill neighborhood, this grand Victorian blends timeless character with exceptional scale, charm, and flexibility. Situated on a nearly 6,500 sq ft lot, the home features soaring ceilings, oversized windows, beautiful original detail, and multiple levels of living. A welcoming covered front porch overlooks one of the neighborhood’s most picturesque streets, while the thoughtfully designed kitchen with Wolf and Sub-Zero appliances opens seamlessly to the dining area and large rear deck overlooking the deep private backyard framed by mature trees, including a striking holly tree that stays green year-round. The 2nd floor offers 3 bedrooms plus an office and full bath. The oversized top-floor primary suite includes space ready for a future spa-like bath. Walk-out lower level functions well as an in-law suite or potential ADU with space for an accessory kitchen. Moments to Union Sq, Porter Sq, Harvard, & the Green Line.

Getting Around

92
WalkingWalker's Paradise
80
TransitExcellent Transit
89
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Oven,Dishwasher,Microwave,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 931
  • Finished area above ground: 2,619

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,550
  • Total interior livable area: 3,550 sqft

Property

Details

  • Parcel number: M:51 B:A L:9,755183
  • Zoning: RA
  • Exclusions: Two Chandeliers Inside Of Home And Shed Can Be Negotiated Into The Sale.

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,467 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,135$145,620
Home Insurance *$485$5,820
Property Taxes $2,148$25,776
Electricity $700$8,400
Total$15,468$185,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$530,331/yr
40% on housing$464,040/yr
45% on housing$412,480/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$676This listing

vs Other Active Listings

Avg $/sqft

ZIP 02143$558
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02143$805
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$2,400,000
2026-05-25Listed for sale$2,500,000
2012-10-17Sold$540,000
2012-07-17Listed for sale$550,000
2002-10-02Sold$509,000

For Sale by Agent

AgentThe Moving Greater Boston Team
BrokerageBerkshire Hathaway HomeServices Warren Residential

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