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7 Jaques St, Somerville, MA, 02145

4beds
2baths
1,631sqft
$1,029,999
$632price/sqft
$6,715/moest. monthly cost
$268,600/yrincome needed

About This Home

Great two-family opportunity in Somerville! Well-located multi-family property offering strong potential for investors or owner-occupants. Each unit features bright living spaces with functional layouts. The property offers convenient off/on-site coin-operated laundry and private storage in the basement. Enjoy a beautiful backyard patio, perfect for relaxing or entertaining. Conveniently located near public transportation, restaurants, shopping, parks, and major commuting routes. Excellent opportunity to own in a desirable Somerville location.

Getting Around

90
WalkingWalker's Paradise
76
TransitExcellent Transit
88
BikeVery Bikeable

Schools

6/10
Somerville High SchoolGrades 9-120.5 mi
5/10
Arthur D. Healey SchoolGrades PK-80.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area above ground: 1,631

Interior Area

  • Total structure area: 1,631
  • Total interior livable area: 1,631 sqft

Property

Details

  • Parcel number: M:69 B:E L:16,757447
  • Zoning: RB

Features

  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 3,250 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Off Street,Tandem
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,208$62,496
Home Insurance *$231$2,772
Property Taxes $922$11,064
Electricity $354$4,259
Total$6,715$80,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,228/yr
40% on housing$201,450/yr
45% on housing$179,066/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$632This listing

vs Other Active Listings

Avg $/sqft

ZIP 02145$480
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02145$477
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$1,029,999
2025-12-08Listing removed$1,199,000
2025-08-26Price change$1,199,000
2025-08-03Listed for sale$1,299,000
2019-12-12Listing removed$975,000
2019-11-13Price change$975,000
2019-10-01Listed for sale$1,050,000
2018-08-29Listing removed$2,600
2018-05-21Listed for rent$2,600
2018-01-16Listing removed$2,500
2018-01-12Listed for rent$2,500
2017-12-05Listing removed$2,400
2017-11-27Price change$2,400
2017-10-14Price change$2,500
2017-09-28Price change$2,550
2017-09-07Listed for rent$2,600
2011-05-26Sold$235,000
2011-04-02Price change$235,000
2011-01-07Price change$230,000
2010-10-30Price change$250,000
2010-10-20Price change$270,000
2010-10-01Price change$290,000
2010-06-19Price change$319,900
2010-06-03Price change$324,000
2010-04-17Listed for sale$329,000
2002-07-17Sold$327,300
1991-03-29Sold$154,000

For Sale by Agent

AgentPratt Properties Team
BrokerageCentury 21 North East

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