81 Gilman St, Somerville, MA, 02145
About This Home
Fully gut-renovated two-family just ~0.3 mi to Gilman Square, offering a rare blend of design, flexibility, and location in one of Somerville’s most exciting neighborhoods. Thoughtfully curated with a well-balanced unit mix, Unit 1 features 2 beds/2 baths with private outdoor space and an effortless single-level layout. Unit 2 spans the upper levels with 3 beds/3 baths, offering a more expansive footprint and its own private outdoor space. Both residences showcase clean, modern finishes, intuitive layouts, and a sense of separation that lives like two distinct homes. Moments to the Green Line, neighborhood dining, and local favorites. A standout opportunity for investors or owner-occupants seeking style, income potential, and long-term upside.
Getting Around
Very Walkable
Excellent Transit
Very BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Appliances
- Appliances included: Range,Microwave,Refrigerator
- Laundry features: Washer & Dryer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Features
- Stone/Granite/Solid Counters,Upgraded Cabinets,Upgraded Countertops,Bathroom with Shower Stall,Bathroom With Tub & Shower,Open Floorplan,Remodeled,Walk-In Closet(s),Living Room,Dining Room,Kitchen
- Window features: Insulated Windows
- Flooring: Wood,Tile,Hardwood,Stone/Ceramic Tile
- Finished area above ground: 2,396
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,396
- Total interior livable area: 2,396 sqft
Property
Details
- Parcel number: M:79 B:C L:20,758897
- Zoning: RB
Features
- Patio & porch: Deck - Composite
- Exterior features: Balcony/Deck,Balcony,Rain Gutters
Lot
- Lot size: 2,565 sqft
- Features: Other
Parking
- Total spaces: 1
- Parking features: Paved Drive,On Street
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,731 | $92,772 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $1,368 | $16,416 |
| Electricity | $472 | $5,669 |
| Total | $9,915 | $118,980 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $1,699,000 |
| 2026-04-21 | Listed for sale | $1,750,000 |
| 2026-01-06 | Sold | $1,400,000 |
| 2025-07-10 | Listing removed | $1,899,900 |
| 2025-07-10 | Price change | $1,899,900 |
| 2025-05-03 | Price change | $1,499,500 |
| 2025-04-24 | Listed for sale | $1,599,500 |
| 2023-10-16 | Listing removed | $819,000 |
| 2023-10-07 | Listed for sale | $819,000 |
| 2023-06-29 | Listing removed | $955,000 |
| 2023-04-19 | Listed for sale | $955,000 |
| 2023-04-12 | Listing removed | $935,000 |
| 2023-03-08 | Price change | $935,000 |
| 2023-03-01 | Price change | $965,000 |
| 2023-02-23 | Price change | $975,000 |
| 2023-02-14 | Listed for sale | $999,000 |
| 2022-10-08 | Listing removed | $750,000 |
| 2022-09-15 | Listed for sale | $750,000 |
| 2022-06-03 | Listing removed | -- |
| 2021-06-23 | Listing removed | $785,000 |
| 2021-06-23 | Listed for sale | $785,000 |
| 2021-06-22 | Listing removed | $785,000 |
| 2021-06-16 | Price change | $785,000 |
| 2021-06-10 | Listed for sale | $800,000 |
| 2021-05-29 | Listing removed | $1,450,000 |
| 2021-05-22 | Listed for sale | $1,190,000 |
| 2019-10-18 | Sold | $250,000 |
| 2008-09-15 | Sold | $350,000 |
| 2005-12-22 | Sold | $590,000 |
| 2004-01-28 | Sold | $380,000 |
For Sale by Agent
View on Zillow